Guild Holdings Co (GHLD) — Cash Flow Quality Index
Guild Holdings Co (GHLD) has a Cash Flow Quality Index of 2.36x as of September 2025. Operating cash flow of $78.85 Million exceeds net income of $33.34 Million, indicating high earnings quality where cash backs reported profits. Explore how well can Guild Holdings Co service its debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Guild Holdings Co Cash Flow Quality Index (2018–2024)
Historical Cash Flow Quality Index for Guild Holdings Co across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see GHLD operating cash flow.
Annual Cash Flow Quality Index for Guild Holdings Co (2018–2024)
Year-by-year earnings quality comparison for Guild Holdings Co.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -6.80x | $-659.62 Million | $96.93 Million | ▼ -277.5% |
| 2022 | 3.83x | $1.26 Billion | $328.63 Million | ▲ +59.8% |
| 2021 | 2.40x | $680.46 Million | $283.78 Million | ▲ +289.9% |
| 2020 | -1.26x | $-468.04 Million | $370.58 Million | ▲ +98.3% |
| 2019 | -76.15x | $-424.71 Million | $5.58 Million | ▼ -17480.8% |
| 2018 | -0.43x | $-31.77 Million | $73.33 Million | — |