Guild Holdings Co (GHLD) — Cash Flow-to-Debt Ratio
Guild Holdings Co (GHLD) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of $78.85 Million could theoretically repay 0% of its total liabilities ($3.86 Billion) in one year. See Guild Holdings Co (GHLD) flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Guild Holdings Co Cash Flow-to-Debt Ratio (2018–2024)
Historical debt coverage capacity for Guild Holdings Co across 7 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Guild Holdings Co.
Annual Cash Flow-to-Debt Ratio for Guild Holdings Co (2018–2024)
Year-by-year debt coverage analysis for Guild Holdings Co. Check Guild Holdings Co (GHLD) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | -0.19x | $-659.62 Million | $3.51 Billion | ▼ -410.2% |
| 2023 | -0.04x | $-91.72 Million | $2.49 Billion | ▼ -105.8% |
| 2022 | 0.63x | $1.26 Billion | $1.99 Billion | ▲ +222.1% |
| 2021 | 0.20x | $680.46 Million | $3.46 Billion | ▲ +271.4% |
| 2020 | -0.11x | $-468.04 Million | $4.08 Billion | ▲ +40.6% |
| 2019 | -0.19x | $-424.71 Million | $2.20 Billion | ▼ -870.1% |
| 2018 | -0.02x | $-31.77 Million | $1.60 Billion | — |