Guild Holdings Co (GHLD) — Financial Flexibility Index

Latest as of September 2025: 0.02x

Guild Holdings Co (GHLD) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of $80.67 Million (operating CF $78.85 Million minus capex $1.82 Million) represents 0% of total liabilities ($3.86 Billion). Check how strategically is Guild Holdings Co's equity deployed to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

$80.67 Million
Operating CF − Capex

Total Liabilities

$3.86 Billion
USD

Capital Expenditures

$1.82 Million
USD

Guild Holdings Co Financial Flexibility Index (2018–2024)

Historical Financial Flexibility Index trend for Guild Holdings Co across 7 annual periods. See GHLD working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Guild Holdings Co (2018–2024)

Year-by-year free cash flow to debt coverage for Guild Holdings Co. For the full company profile including market capitalisation, see GHLD stock market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 -0.19x $-650.25 Million $-659.62 Million $3.51 Billion ▼ -435.1%
2023 -0.03x $-86.21 Million $-91.72 Million $2.49 Billion ▼ -105.4%
2022 0.63x $1.26 Billion $1.26 Billion $1.99 Billion ▲ +220.9%
2021 0.20x $685.06 Million $680.46 Million $3.46 Billion ▲ +275.6%
2020 -0.11x $-459.81 Million $-468.04 Million $4.08 Billion ▲ +41.1%
2019 -0.19x $-421.00 Million $-424.71 Million $2.20 Billion ▼ -1118.1%
2018 -0.02x $-25.08 Million $-31.77 Million $1.60 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities