Guild Holdings Co (GHLD) — Financial Flexibility Index
Guild Holdings Co (GHLD) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of $80.67 Million (operating CF $78.85 Million minus capex $1.82 Million) represents 0% of total liabilities ($3.86 Billion). Check GHLD total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Guild Holdings Co Financial Flexibility Index (2018–2024)
Historical Financial Flexibility Index trend for Guild Holdings Co across 7 annual periods. For the full cash flow conversion analysis, see GHLD cash flow conversion.
Annual Financial Flexibility Index for Guild Holdings Co (2018–2024)
Year-by-year free cash flow to debt coverage for Guild Holdings Co. Explore Guild Holdings Co (GHLD) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | -0.19x | $-650.25 Million | $-659.62 Million | $3.51 Billion | ▼ -435.1% |
| 2023 | -0.03x | $-86.21 Million | $-91.72 Million | $2.49 Billion | ▼ -105.4% |
| 2022 | 0.63x | $1.26 Billion | $1.26 Billion | $1.99 Billion | ▲ +220.9% |
| 2021 | 0.20x | $685.06 Million | $680.46 Million | $3.46 Billion | ▲ +275.6% |
| 2020 | -0.11x | $-459.81 Million | $-468.04 Million | $4.08 Billion | ▲ +41.1% |
| 2019 | -0.19x | $-421.00 Million | $-424.71 Million | $2.20 Billion | ▼ -1118.1% |
| 2018 | -0.02x | $-25.08 Million | $-31.77 Million | $1.60 Billion | — |