Guild Holdings Co (GHLD) — Defensive Interval Ratio
Guild Holdings Co (GHLD) has a Defensive Interval Ratio of 12 days as of September 2025. Defensive assets of $76.48 Million (cash $-, short-term investments $-, receivables $76.48 Million) cover 12 days of daily cash needs of $6.56 Million/day. Check GHLD tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Guild Holdings Co Defensive Interval Ratio (2018–2024)
This chart shows how Guild Holdings Co's Defensive Interval Ratio has evolved across 7 annual periods from 2018 to 2024. As of September 2025, the ratio stands at 12 days, meaning defensive assets of $76.48 Million can fund 12 days of operations without new revenue. Also explore GHLD shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Guild Holdings Co (2018–2024)
The table below presents the year-by-year Defensive Interval Ratio for Guild Holdings Co from 2018 to 2024, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Guild Holdings Co market cap and net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 146 days | $892.81 Million | $6.11 Million/day | $- | $807.28 Million | ▲ +137 days |
| 2023 | 9 days | $40.67 Million | $4.46 Million/day | $- | $16.56 Million | ▼ -20 days |
| 2022 | 29 days | $59.92 Million | $2.05 Million/day | $- | $1.61 Million | ▲ +13 days |
| 2021 | 17 days | $90.58 Million | $5.44 Million/day | $- | $22.23 Million | ▼ -12 days |
| 2020 | 29 days | $173.81 Million | $5.98 Million/day | $- | $130.42 Million | ▲ +25 days |
| 2019 | 4 days | $33.27 Million | $8.49 Million/day | $- | $20.02 Million | ▼ -20 days |
| 2018 | 24 days | $56.99 Million | $2.38 Million/day | $- | $12.62 Million | — |