Guild Holdings Co (GHLD) — Defensive Interval Ratio
Guild Holdings Co (GHLD) has a Defensive Interval Ratio of 12 days as of September 2025. Defensive assets of $76.48 Million (cash $-, short-term investments $-, receivables $76.48 Million) cover 12 days of daily cash needs of $6.56 Million/day. See Guild Holdings Co (GHLD) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Guild Holdings Co Defensive Interval Ratio (2018–2024)
This chart shows how Guild Holdings Co's Defensive Interval Ratio has evolved across 7 annual periods from 2018 to 2024. As of September 2025, the ratio stands at 12 days, meaning defensive assets of $76.48 Million can fund 12 days of operations without new revenue. See net asset quality index of Guild Holdings Co to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Guild Holdings Co (2018–2024)
The table below presents the year-by-year Defensive Interval Ratio for Guild Holdings Co from 2018 to 2024, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see GHLD stock market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 146 days | $892.81 Million | $6.11 Million/day | $- | $807.28 Million | ▲ +137 days |
| 2023 | 9 days | $40.67 Million | $4.46 Million/day | $- | $16.56 Million | ▼ -20 days |
| 2022 | 29 days | $59.92 Million | $2.05 Million/day | $- | $1.61 Million | ▲ +13 days |
| 2021 | 17 days | $90.58 Million | $5.44 Million/day | $- | $22.23 Million | ▼ -12 days |
| 2020 | 29 days | $173.81 Million | $5.98 Million/day | $- | $130.42 Million | ▲ +25 days |
| 2019 | 4 days | $33.27 Million | $8.49 Million/day | $- | $20.02 Million | ▼ -20 days |
| 2018 | 24 days | $56.99 Million | $2.38 Million/day | $- | $12.62 Million | — |