Guild Holdings Co (GHLD) — Defensive Interval Ratio
Guild Holdings Co (GHLD) has a Defensive Interval Ratio of 12 days as of September 2025. Defensive assets of $76.48 Million (cash $-, short-term investments $-, receivables $76.48 Million) cover 12 days of daily cash needs of $6.56 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Guild Holdings Co Defensive Interval Ratio (2018–2024)
This chart shows how Guild Holdings Co's Defensive Interval Ratio has evolved across 7 annual periods from 2018 to 2024. As of September 2025, the ratio stands at 12 days, meaning defensive assets of $76.48 Million can fund 12 days of operations without new revenue. For the complete balance sheet picture, see GHLD current and non-current assets.
Annual Defensive Interval Ratio for Guild Holdings Co (2018–2024)
The table below presents the year-by-year Defensive Interval Ratio for Guild Holdings Co from 2018 to 2024, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Guild Holdings Co short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 146 days | $892.81 Million | $6.11 Million/day | $- | $807.28 Million | ▲ +137 days |
| 2023 | 9 days | $40.67 Million | $4.46 Million/day | $- | $16.56 Million | ▼ -20 days |
| 2022 | 29 days | $59.92 Million | $2.05 Million/day | $- | $1.61 Million | ▲ +13 days |
| 2021 | 17 days | $90.58 Million | $5.44 Million/day | $- | $22.23 Million | ▼ -12 days |
| 2020 | 29 days | $173.81 Million | $5.98 Million/day | $- | $130.42 Million | ▲ +25 days |
| 2019 | 4 days | $33.27 Million | $8.49 Million/day | $- | $20.02 Million | ▼ -20 days |
| 2018 | 24 days | $56.99 Million | $2.38 Million/day | $- | $12.62 Million | — |