OneMain Holdings Inc (OMF) — Cash Flow Quality Index

Latest as of June 2026: 4.07x

OneMain Holdings Inc (OMF) has a Cash Flow Quality Index of 4.07x as of June 2026. Operating cash flow of $1.54 Billion exceeds net income of $378.00 Million, indicating high earnings quality where cash backs reported profits. Explore OneMain Holdings Inc (OMF) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

4.07x
Operating CF / Net Income

Operating Cash Flow

$1.54 Billion
USD

Net Income

$378.00 Million
USD

Data as of

Jun 2026
Most recent filing

OneMain Holdings Inc Cash Flow Quality Index (2000–2025)

Historical Cash Flow Quality Index for OneMain Holdings Inc across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of OneMain Holdings Inc.

Annual Cash Flow Quality Index for OneMain Holdings Inc (2000–2025)

Year-by-year earnings quality comparison for OneMain Holdings Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 4.00x $3.13 Billion $783.00 Million ▼ -24.6%
2024 5.30x $2.70 Billion $509.00 Million ▲ +34.9%
2023 3.93x $2.52 Billion $641.00 Million ▲ +44.5%
2022 2.72x $2.39 Billion $878.00 Million ▲ +59.0%
2021 1.71x $2.25 Billion $1.31 Billion ▼ -43.6%
2020 3.03x $2.21 Billion $730.00 Million ▲ +9.7%
2019 2.76x $2.36 Billion $855.00 Million ▼ -39.6%
2018 4.58x $2.05 Billion $447.00 Million ▼ -46.1%
2017 8.50x $1.55 Billion $183.00 Million ▲ +55.7%
2016 5.46x $1.33 Billion $243.00 Million ▲ +728.1%
2014 0.66x $400.30 Million $607.45 Million ▼ -90.9%
2013 7.20x $675.25 Million $93.74 Million ▲ +1610.0%
2010 0.42x $269.49 Million $639.75 Million ▼ -96.8%
2007 13.22x $1.48 Billion $112.30 Million ▲ +1021.5%
2005 1.18x $621.62 Million $527.33 Million ▼ -28.4%
2004 1.65x $787.42 Million $478.05 Million ▼ -26.2%
2003 2.23x $817.33 Million $366.10 Million ▲ +36.1%
2002 1.64x $568.81 Million $346.83 Million ▼ -48.0%
2001 3.15x $720.14 Million $228.26 Million ▲ +5.8%
2000 2.98x $620.01 Million $207.94 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.