OneMain Holdings Inc (OMF) — Financial Flexibility Index

Latest as of December 2025: 0.04x

OneMain Holdings Inc (OMF) has a Financial Flexibility Index of 0.04x as of December 2025. Free cash flow of $865.00 Million (operating CF $865.00 Million minus capex $0.00) represents 0% of total liabilities ($23.99 Billion). Also explore OMF net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

$865.00 Million
Operating CF − Capex

Total Liabilities

$23.99 Billion
USD

Capital Expenditures

$0.00
USD

OneMain Holdings Inc Financial Flexibility Index (2000–2025)

Historical Financial Flexibility Index trend for OneMain Holdings Inc across 25 annual periods. Check OneMain Holdings Inc strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for OneMain Holdings Inc (2000–2025)

Year-by-year free cash flow to debt coverage for OneMain Holdings Inc. For the full company profile including market capitalisation, see OMF stock market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.13x $3.13 Billion $3.13 Billion $23.99 Billion ▲ +9.8%
2024 0.12x $2.70 Billion $2.70 Billion $22.72 Billion ▼ -0.5%
2023 0.12x $2.52 Billion $2.52 Billion $21.11 Billion ▼ -2.5%
2022 0.12x $2.39 Billion $2.39 Billion $19.50 Billion ▼ -3.3%
2021 0.13x $2.25 Billion $2.25 Billion $17.75 Billion ▲ +2.1%
2020 0.12x $2.21 Billion $2.21 Billion $17.84 Billion ▼ -9.5%
2019 0.14x $2.36 Billion $2.36 Billion $17.25 Billion ▲ +9.1%
2018 0.13x $2.05 Billion $2.05 Billion $16.29 Billion ▲ +30.1%
2017 0.10x $1.56 Billion $1.55 Billion $16.16 Billion ▲ +8.9%
2016 0.09x $1.33 Billion $1.33 Billion $15.06 Billion ▲ +116.6%
2015 0.04x $755.00 Million $741.00 Million $18.46 Billion ▼ -17.9%
2014 0.05x $459.08 Million $400.30 Million $9.22 Billion ▼ -14.2%
2013 0.06x $783.97 Million $675.25 Million $13.52 Billion ▲ +242.6%
2012 0.02x $228.12 Million $228.12 Million $13.47 Billion ▲ +39.7%
2011 0.01x $171.30 Million $171.30 Million $14.13 Billion ▼ -26.6%
2010 0.02x $269.49 Million $269.49 Million $16.33 Billion ▼ -49.1%
2009 0.03x $666.23 Million $666.23 Million $20.55 Billion ▲ +5.2%
2008 0.03x $767.51 Million $767.51 Million $24.91 Billion ▼ -42.3%
2007 0.05x $1.48 Billion $1.48 Billion $27.81 Billion ▲ +97.7%
2005 0.03x $621.62 Million $621.62 Million $23.02 Billion ▼ -31.9%
2004 0.04x $787.42 Million $787.42 Million $19.86 Billion ▼ -26.3%
2003 0.05x $817.33 Million $817.33 Million $15.18 Billion ▲ +31.5%
2002 0.04x $568.81 Million $568.81 Million $13.90 Billion ▼ -30.8%
2001 0.06x $720.14 Million $720.14 Million $12.18 Billion ▲ +12.3%
2000 0.05x $620.01 Million $620.01 Million $11.77 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities