OneMain Holdings Inc (OMF) — Working Capital to Net Assets Ratio

Latest as of September 2025: 55.4%

OneMain Holdings Inc (OMF) has a Working Capital to Net Assets ratio of 55.4% as of September 2025. Working capital of $1.87 Billion (current assets of $1.87 Billion minus current liabilities of $1.00 Million) is measured against net assets of $3.38 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See OMF financial flexibility score to measure the company's free cash flow as a share of total liabilities.

WC/NA Ratio

55.4%
Working Capital / Net Assets

Working Capital

$1.87 Billion
USD

Current Assets

$1.87 Billion
USD

Current Liabilities

$1.00 Million
USD

OneMain Holdings Inc Working Capital to Net Assets (2009–2023)

This chart shows how OneMain Holdings Inc's Working Capital to Net Assets ratio has evolved across 14 annual periods from 2009 to 2023. As of September 2025, the ratio stands at 55.4%, reflecting working capital of $1.87 Billion against net assets of $3.38 Billion USD. See how many days can OneMain Holdings Inc fund operations to measure how many days the company can operate on defensive assets alone.

Annual Working Capital to Net Assets for OneMain Holdings Inc (2009–2023)

The table below presents the year-by-year Working Capital to Net Assets ratio for OneMain Holdings Inc from 2009 to 2023, covering 14 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see OneMain Holdings Inc stock valuation.

Year WC/NA Ratio Working Capital (USD) Net Assets Current Assets Current Liabilities Change (pp)
2023 -1184.1% $-37.73 Billion $3.19 Billion $3.19 Billion $40.92 Billion ▲ +30.5 pp
2022 -1214.7% $-36.79 Billion $3.03 Billion $1.01 Billion $37.80 Billion ▼ -389.3 pp
2021 -825.3% $-35.72 Billion $4.33 Billion $1.02 Billion $36.74 Billion ▼ -869.2 pp
2020 43.9% $2.03 Billion $4.63 Billion $2.72 Billion $694.00 Million ▲ +25.2 pp
2019 18.7% $1.04 Billion $5.57 Billion $2.10 Billion $1.06 Billion ▼ -27.4 pp
2018 46.0% $1.75 Billion $3.80 Billion $2.37 Billion $624.00 Million ▼ -2.1 pp
2017 48.2% $1.58 Billion $3.28 Billion $2.68 Billion $1.10 Billion ▲ +7.6 pp
2016 40.6% $1.25 Billion $3.07 Billion $2.34 Billion $1.10 Billion ▼ -22.6 pp
2015 63.2% $1.73 Billion $2.73 Billion $2.81 Billion $1.08 Billion ▼ -121.0 pp
2014 184.1% $3.38 Billion $1.84 Billion $3.81 Billion $431.00 Million ▲ +165.4 pp
2013 18.8% $353.85 Million $1.89 Billion $431.41 Million $77.56 Million ▼ -1103.3 pp
2012 1122.1% $13.47 Billion $1.20 Billion $13.56 Billion $93.95 Million ▲ +92.0 pp
2011 1030.1% $14.04 Billion $1.36 Billion $14.18 Billion $137.84 Million ▲ +958.4 pp
2009 71.7% $829.14 Million $1.16 Billion $3.28 Billion $2.45 Billion
pp = percentage points