PNC Financial Services Group Inc (PNC) — Cash Flow Quality Index
PNC Financial Services Group Inc (PNC) has a Cash Flow Quality Index of 1.09x as of March 2026. Operating cash flow of $1.93 Billion exceeds net income of $1.77 Billion, indicating high earnings quality where cash backs reported profits. Explore PNC Financial Services Group Inc cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
PNC Financial Services Group Inc Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for PNC Financial Services Group Inc across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PNC total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for PNC Financial Services Group Inc (1989–2025)
Year-by-year earnings quality comparison for PNC Financial Services Group Inc. For live market cap and the full company financial profile, see PNC Financial Services Group Inc stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.63x | $4.38 Billion | $7.00 Billion | ▼ -52.7% |
| 2024 | 1.32x | $7.88 Billion | $5.95 Billion | ▼ -26.1% |
| 2023 | 1.79x | $10.11 Billion | $5.65 Billion | ▲ +20.5% |
| 2022 | 1.49x | $9.08 Billion | $6.11 Billion | ▲ +17.9% |
| 2021 | 1.26x | $7.21 Billion | $5.72 Billion | ▲ +104.4% |
| 2020 | 0.62x | $4.66 Billion | $7.56 Billion | ▼ -54.6% |
| 2019 | 1.36x | $7.36 Billion | $5.42 Billion | ▼ -7.3% |
| 2018 | 1.47x | $7.84 Billion | $5.35 Billion | ▲ +41.6% |
| 2017 | 1.04x | $5.58 Billion | $5.39 Billion | ▲ +17.9% |
| 2016 | 0.88x | $3.50 Billion | $3.98 Billion | ▼ -34.1% |
| 2015 | 1.33x | $5.53 Billion | $4.14 Billion | ▲ +0.5% |
| 2014 | 1.33x | $5.58 Billion | $4.21 Billion | ▲ +0.7% |
| 2013 | 1.32x | $5.55 Billion | $4.21 Billion | ▼ -42.0% |
| 2012 | 2.27x | $6.81 Billion | $2.99 Billion | ▲ +15.8% |
| 2011 | 1.96x | $6.03 Billion | $3.07 Billion | ▲ +38.7% |
| 2010 | 1.42x | $4.81 Billion | $3.40 Billion | ▼ -40.8% |
| 2009 | 2.39x | $5.75 Billion | $2.40 Billion | ▼ -70.5% |
| 2008 | 8.11x | $7.41 Billion | $914.00 Million | ▲ +3007.3% |
| 2007 | -0.28x | $-416.00 Million | $1.49 Billion | ▼ -133.5% |
| 2006 | 0.83x | $2.16 Billion | $2.60 Billion | ▲ +262.1% |
| 2005 | -0.51x | $-680.00 Million | $1.32 Billion | ▼ -233.5% |
| 2004 | 0.38x | $460.00 Million | $1.20 Billion | ▼ -76.3% |
| 2003 | 1.62x | $1.67 Billion | $1.03 Billion | ▼ -27.7% |
| 2002 | 2.24x | $2.65 Billion | $1.18 Billion | ▼ -33.3% |
| 2001 | 3.36x | $1.27 Billion | $377.00 Million | ▲ +33.8% |
| 2000 | 2.51x | $3.05 Billion | $1.21 Billion | ▲ +70.3% |
| 1999 | 1.47x | $1.77 Billion | $1.20 Billion | ▲ +119.3% |
| 1998 | 0.67x | $726.00 Million | $1.08 Billion | ▲ +1824.8% |
| 1997 | -0.04x | $-41.00 Million | $1.05 Billion | ▼ -118.4% |
| 1996 | 0.21x | $210.00 Million | $992.00 Million | ▼ -92.3% |
| 1995 | 2.74x | $1.12 Billion | $408.10 Million | ▲ +11.3% |
| 1994 | 2.47x | $1.50 Billion | $610.10 Million | ▲ +91.2% |
| 1993 | 1.29x | $961.00 Million | $745.30 Million | ▼ -81.0% |
| 1992 | 6.79x | $3.59 Billion | $529.40 Million | ▲ +203.1% |
| 1991 | 2.24x | $872.80 Million | $389.80 Million | ▼ -81.7% |
| 1990 | 12.25x | $868.80 Million | $70.90 Million | ▲ +496.5% |
| 1989 | 2.05x | $775.30 Million | $377.40 Million | — |