PNC Financial Services Group Inc Cash Flow Quality Index
PNC Financial Services Group Inc cash flow quality index. PNC Financial Services Group Inc (PNC) has a Cash Flow Quality Index of 1.09x as of March 2026. Operating cash flow of $1.93 Billion exceeds net income of $1.77 Billion, indicating high earnings quality where cash backs reported profits. See PNC FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of PNC Financial Services Group Inc (1989–2025)
Cash flow quality index of PNC Financial Services Group Inc from 1989 to 2025. Historical Cash Flow Quality Index for PNC Financial Services Group Inc across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore PNC Financial Services Group Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
PNC Financial Services Group Inc Cash Flow Quality Index by Year (1989–2025)
PNC Financial Services Group Inc cash flow quality index by year from 1989 to 2025. Year-by-year earnings quality comparison for PNC Financial Services Group Inc. For the full cash flow conversion analysis, see PNC Financial Services Group Inc cash conversion from operations.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.63x | $4.38 Billion | $7.00 Billion | ▼ -52.7% |
| 2024 | 1.32x | $7.88 Billion | $5.95 Billion | ▼ -26.1% |
| 2023 | 1.79x | $10.11 Billion | $5.65 Billion | ▲ +20.5% |
| 2022 | 1.49x | $9.08 Billion | $6.11 Billion | ▲ +17.9% |
| 2021 | 1.26x | $7.21 Billion | $5.72 Billion | ▲ +104.4% |
| 2020 | 0.62x | $4.66 Billion | $7.56 Billion | ▼ -54.6% |
| 2019 | 1.36x | $7.36 Billion | $5.42 Billion | ▼ -7.3% |
| 2018 | 1.47x | $7.84 Billion | $5.35 Billion | ▲ +41.6% |
| 2017 | 1.04x | $5.58 Billion | $5.39 Billion | ▲ +17.9% |
| 2016 | 0.88x | $3.50 Billion | $3.98 Billion | ▼ -34.1% |
| 2015 | 1.33x | $5.53 Billion | $4.14 Billion | ▲ +0.5% |
| 2014 | 1.33x | $5.58 Billion | $4.21 Billion | ▲ +0.7% |
| 2013 | 1.32x | $5.55 Billion | $4.21 Billion | ▼ -42.0% |
| 2012 | 2.27x | $6.81 Billion | $2.99 Billion | ▲ +15.8% |
| 2011 | 1.96x | $6.03 Billion | $3.07 Billion | ▲ +38.7% |
| 2010 | 1.42x | $4.81 Billion | $3.40 Billion | ▼ -40.8% |
| 2009 | 2.39x | $5.75 Billion | $2.40 Billion | ▼ -70.5% |
| 2008 | 8.11x | $7.41 Billion | $914.00 Million | ▲ +3007.3% |
| 2007 | -0.28x | $-416.00 Million | $1.49 Billion | ▼ -133.5% |
| 2006 | 0.83x | $2.16 Billion | $2.60 Billion | ▲ +262.1% |
| 2005 | -0.51x | $-680.00 Million | $1.32 Billion | ▼ -233.5% |
| 2004 | 0.38x | $460.00 Million | $1.20 Billion | ▼ -76.3% |
| 2003 | 1.62x | $1.67 Billion | $1.03 Billion | ▼ -27.7% |
| 2002 | 2.24x | $2.65 Billion | $1.18 Billion | ▼ -33.3% |
| 2001 | 3.36x | $1.27 Billion | $377.00 Million | ▲ +33.8% |
| 2000 | 2.51x | $3.05 Billion | $1.21 Billion | ▲ +70.3% |
| 1999 | 1.47x | $1.77 Billion | $1.20 Billion | ▲ +119.3% |
| 1998 | 0.67x | $726.00 Million | $1.08 Billion | ▲ +1824.8% |
| 1997 | -0.04x | $-41.00 Million | $1.05 Billion | ▼ -118.4% |
| 1996 | 0.21x | $210.00 Million | $992.00 Million | ▼ -92.3% |
| 1995 | 2.74x | $1.12 Billion | $408.10 Million | ▲ +11.3% |
| 1994 | 2.47x | $1.50 Billion | $610.10 Million | ▲ +91.2% |
| 1993 | 1.29x | $961.00 Million | $745.30 Million | ▼ -81.0% |
| 1992 | 6.79x | $3.59 Billion | $529.40 Million | ▲ +203.1% |
| 1991 | 2.24x | $872.80 Million | $389.80 Million | ▼ -81.7% |
| 1990 | 12.25x | $868.80 Million | $70.90 Million | ▲ +496.5% |
| 1989 | 2.05x | $775.30 Million | $377.40 Million | — |