PNC Financial Services Group Inc (PNC) — Financial Flexibility Index
PNC Financial Services Group Inc (PNC) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $1.93 Billion (operating CF $1.93 Billion minus capex $0.00) represents 0% of total liabilities ($539.35 Billion). Check PNC cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
PNC Financial Services Group Inc Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for PNC Financial Services Group Inc across 37 annual periods. For the full cash flow conversion analysis, see PNC Financial Services Group Inc cash conversion from operations.
Annual Financial Flexibility Index for PNC Financial Services Group Inc (1989–2025)
Year-by-year free cash flow to debt coverage for PNC Financial Services Group Inc. Explore PNC operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $4.38 Billion | $4.38 Billion | $512.94 Billion | ▼ -45.2% |
| 2024 | 0.02x | $7.88 Billion | $7.88 Billion | $505.57 Billion | ▼ -21.3% |
| 2023 | 0.02x | $10.11 Billion | $10.11 Billion | $510.44 Billion | ▲ +10.9% |
| 2022 | 0.02x | $9.13 Billion | $9.08 Billion | $511.45 Billion | ▼ -80.9% |
| 2021 | 0.09x | $46.99 Billion | $7.21 Billion | $501.46 Billion | ▼ -43.3% |
| 2020 | 0.17x | $68.14 Billion | $4.66 Billion | $412.64 Billion | ▲ +103.4% |
| 2019 | 0.08x | $29.31 Billion | $7.36 Billion | $360.95 Billion | ▲ +246.5% |
| 2018 | 0.02x | $7.84 Billion | $7.84 Billion | $334.55 Billion | ▼ -56.7% |
| 2017 | 0.05x | $18.03 Billion | $5.58 Billion | $333.18 Billion | ▲ +394.1% |
| 2016 | 0.01x | $3.50 Billion | $3.50 Billion | $319.53 Billion | ▼ -38.0% |
| 2015 | 0.02x | $5.53 Billion | $5.53 Billion | $312.51 Billion | ▼ -85.0% |
| 2014 | 0.12x | $35.12 Billion | $5.58 Billion | $299.00 Billion | ▲ +484.0% |
| 2013 | 0.02x | $5.55 Billion | $5.55 Billion | $276.15 Billion | ▼ -77.1% |
| 2012 | 0.09x | $23.12 Billion | $6.81 Billion | $263.34 Billion | ▲ +37.3% |
| 2011 | 0.06x | $14.96 Billion | $6.03 Billion | $233.96 Billion | ▲ +27.2% |
| 2010 | 0.05x | $11.63 Billion | $4.81 Billion | $231.45 Billion | ▼ -58.7% |
| 2009 | 0.12x | $28.86 Billion | $5.75 Billion | $237.30 Billion | ▲ +87.2% |
| 2008 | 0.06x | $17.11 Billion | $7.41 Billion | $263.43 Billion | ▲ +49.8% |
| 2007 | 0.04x | $5.31 Billion | $-416.00 Million | $122.41 Billion | ▼ -32.7% |
| 2006 | 0.06x | $5.81 Billion | $2.16 Billion | $90.15 Billion | ▲ +885.1% |
| 2005 | -0.01x | $-680.00 Million | $-680.00 Million | $82.80 Billion | ▼ -187.5% |
| 2004 | 0.01x | $673.00 Million | $460.00 Million | $71.75 Billion | ▼ -65.9% |
| 2003 | 0.03x | $1.68 Billion | $1.67 Billion | $61.06 Billion | ▼ -39.5% |
| 2002 | 0.05x | $2.65 Billion | $2.65 Billion | $58.40 Billion | ▲ +125.3% |
| 2001 | 0.02x | $1.27 Billion | $1.27 Billion | $62.80 Billion | ▼ -58.8% |
| 2000 | 0.05x | $3.05 Billion | $3.05 Billion | $62.34 Billion | ▲ +72.4% |
| 1999 | 0.03x | $1.77 Billion | $1.77 Billion | $62.49 Billion | ▲ +174.6% |
| 1998 | 0.01x | $726.00 Million | $726.00 Million | $70.32 Billion | ▲ +1839.8% |
| 1997 | 0.00x | $-41.00 Million | $-41.00 Million | $69.09 Billion | ▼ -119.0% |
| 1996 | 0.00x | $210.00 Million | $210.00 Million | $67.39 Billion | ▼ -81.2% |
| 1995 | 0.02x | $1.12 Billion | $1.12 Billion | $67.64 Billion | ▼ -34.2% |
| 1994 | 0.03x | $1.50 Billion | $1.50 Billion | $59.75 Billion | ▲ +51.3% |
| 1993 | 0.02x | $961.00 Million | $961.00 Million | $57.76 Billion | ▼ -77.9% |
| 1992 | 0.08x | $3.59 Billion | $3.59 Billion | $47.63 Billion | ▲ +219.3% |
| 1991 | 0.02x | $982.30 Million | $872.80 Million | $41.57 Billion | ▲ +5.5% |
| 1990 | 0.02x | $961.40 Million | $868.80 Million | $42.93 Billion | ▲ +9.9% |
| 1989 | 0.02x | $872.70 Million | $775.30 Million | $42.83 Billion | — |