PNC Financial Services Group Inc (PNC) — Financial Flexibility Index
PNC Financial Services Group Inc (PNC) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $1.93 Billion (operating CF $1.93 Billion minus capex $0.00) represents 0% of total liabilities ($539.35 Billion). Check PNC capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
PNC Financial Services Group Inc Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for PNC Financial Services Group Inc across 37 annual periods. See PNC Financial Services Group Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for PNC Financial Services Group Inc (1989–2025)
Year-by-year free cash flow to debt coverage for PNC Financial Services Group Inc. For the full company profile including market capitalisation, see PNC Financial Services Group Inc stock valuation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $4.38 Billion | $4.38 Billion | $512.94 Billion | ▼ -45.2% |
| 2024 | 0.02x | $7.88 Billion | $7.88 Billion | $505.57 Billion | ▼ -21.3% |
| 2023 | 0.02x | $10.11 Billion | $10.11 Billion | $510.44 Billion | ▲ +10.9% |
| 2022 | 0.02x | $9.13 Billion | $9.08 Billion | $511.45 Billion | ▼ -80.9% |
| 2021 | 0.09x | $46.99 Billion | $7.21 Billion | $501.46 Billion | ▼ -43.3% |
| 2020 | 0.17x | $68.14 Billion | $4.66 Billion | $412.64 Billion | ▲ +103.4% |
| 2019 | 0.08x | $29.31 Billion | $7.36 Billion | $360.95 Billion | ▲ +246.5% |
| 2018 | 0.02x | $7.84 Billion | $7.84 Billion | $334.55 Billion | ▼ -56.7% |
| 2017 | 0.05x | $18.03 Billion | $5.58 Billion | $333.18 Billion | ▲ +394.1% |
| 2016 | 0.01x | $3.50 Billion | $3.50 Billion | $319.53 Billion | ▼ -38.0% |
| 2015 | 0.02x | $5.53 Billion | $5.53 Billion | $312.51 Billion | ▼ -85.0% |
| 2014 | 0.12x | $35.12 Billion | $5.58 Billion | $299.00 Billion | ▲ +484.0% |
| 2013 | 0.02x | $5.55 Billion | $5.55 Billion | $276.15 Billion | ▼ -77.1% |
| 2012 | 0.09x | $23.12 Billion | $6.81 Billion | $263.34 Billion | ▲ +37.3% |
| 2011 | 0.06x | $14.96 Billion | $6.03 Billion | $233.96 Billion | ▲ +27.2% |
| 2010 | 0.05x | $11.63 Billion | $4.81 Billion | $231.45 Billion | ▼ -58.7% |
| 2009 | 0.12x | $28.86 Billion | $5.75 Billion | $237.30 Billion | ▲ +87.2% |
| 2008 | 0.06x | $17.11 Billion | $7.41 Billion | $263.43 Billion | ▲ +49.8% |
| 2007 | 0.04x | $5.31 Billion | $-416.00 Million | $122.41 Billion | ▼ -32.7% |
| 2006 | 0.06x | $5.81 Billion | $2.16 Billion | $90.15 Billion | ▲ +885.1% |
| 2005 | -0.01x | $-680.00 Million | $-680.00 Million | $82.80 Billion | ▼ -187.5% |
| 2004 | 0.01x | $673.00 Million | $460.00 Million | $71.75 Billion | ▼ -65.9% |
| 2003 | 0.03x | $1.68 Billion | $1.67 Billion | $61.06 Billion | ▼ -39.5% |
| 2002 | 0.05x | $2.65 Billion | $2.65 Billion | $58.40 Billion | ▲ +125.3% |
| 2001 | 0.02x | $1.27 Billion | $1.27 Billion | $62.80 Billion | ▼ -58.8% |
| 2000 | 0.05x | $3.05 Billion | $3.05 Billion | $62.34 Billion | ▲ +72.4% |
| 1999 | 0.03x | $1.77 Billion | $1.77 Billion | $62.49 Billion | ▲ +174.6% |
| 1998 | 0.01x | $726.00 Million | $726.00 Million | $70.32 Billion | ▲ +1839.8% |
| 1997 | 0.00x | $-41.00 Million | $-41.00 Million | $69.09 Billion | ▼ -119.0% |
| 1996 | 0.00x | $210.00 Million | $210.00 Million | $67.39 Billion | ▼ -81.2% |
| 1995 | 0.02x | $1.12 Billion | $1.12 Billion | $67.64 Billion | ▼ -34.2% |
| 1994 | 0.03x | $1.50 Billion | $1.50 Billion | $59.75 Billion | ▲ +51.3% |
| 1993 | 0.02x | $961.00 Million | $961.00 Million | $57.76 Billion | ▼ -77.9% |
| 1992 | 0.08x | $3.59 Billion | $3.59 Billion | $47.63 Billion | ▲ +219.3% |
| 1991 | 0.02x | $982.30 Million | $872.80 Million | $41.57 Billion | ▲ +5.5% |
| 1990 | 0.02x | $961.40 Million | $868.80 Million | $42.93 Billion | ▲ +9.9% |
| 1989 | 0.02x | $872.70 Million | $775.30 Million | $42.83 Billion | — |