PNC Financial Services Group Inc (PNC) — Defensive Interval Ratio

Latest as of March 2026: 107 days

PNC Financial Services Group Inc (PNC) has a Defensive Interval Ratio of 107 days as of March 2026. Defensive assets of $153.62 Billion (cash $-, short-term investments $153.62 Billion, receivables $-) cover 107 days of daily cash needs of $1.44 Billion/day. Check PNC tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

107 days
Days of operational coverage

Defensive Assets

$153.62 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$1.44 Billion
Current Liabilities ÷ 365

Current Liabilities

$524.31 Billion
USD

PNC Financial Services Group Inc Defensive Interval Ratio (1989–2025)

This chart shows how PNC Financial Services Group Inc's Defensive Interval Ratio has evolved across 30 annual periods from 1989 to 2025. As of March 2026, the ratio stands at 107 days, meaning defensive assets of $153.62 Billion can fund 107 days of operations without new revenue. Also explore PNC year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for PNC Financial Services Group Inc (1989–2025)

The table below presents the year-by-year Defensive Interval Ratio for PNC Financial Services Group Inc from 1989 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see PNC market cap.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 280 days $337.74 Billion $1.21 Billion/day $- $10.67 Billion ▲ +266 days
2024 14 days $16.08 Billion $1.17 Billion/day $- $9.38 Billion ▼ -28 days
2023 42 days $48.24 Billion $1.15 Billion/day $- $41.78 Billion ▲ +1 days
2022 41 days $50.56 Billion $1.24 Billion/day $- $44.16 Billion ▼ -100 days
2021 141 days $137.58 Billion $977.30 Million/day $- $131.54 Billion ▼ -47 days
2020 188 days $93.77 Billion $498.62 Million/day $- $87.36 Billion ▲ +95 days
2019 93 days $76.27 Billion $823.81 Million/day $- $69.16 Billion ▼ 0 days
2018 93 days $70.66 Billion $759.25 Million/day $- $63.39 Billion ▲ +6 days
2017 87 days $65.52 Billion $750.95 Million/day $- $57.62 Billion ▼ -6 days
2016 93 days $67.65 Billion $728.56 Million/day $- $60.10 Billion ▲ +4 days
2015 89 days $63.19 Billion $709.91 Million/day $- $55.76 Billion ▲ +12 days
2014 77 days $51.88 Billion $669.98 Million/day $- $44.23 Billion ▼ -10 days
2013 88 days $56.14 Billion $641.10 Million/day $- $48.61 Billion ▼ -5 days
2012 93 days $58.24 Billion $626.80 Million/day $- $51.05 Billion ▼ -8 days
2011 101 days $54.92 Billion $544.34 Million/day $- $48.57 Billion ▼ -22 days
2010 122 days $63.61 Billion $519.63 Million/day $- $57.31 Billion ▲ +21 days
2009 101 days $56.83 Billion $562.02 Million/day $- $50.80 Billion ▲ +17 days
2008 84 days $46.42 Billion $553.33 Million/day $- $40.14 Billion ▼ -40 days
2007 124 days $32.93 Billion $265.21 Million/day $- $30.45 Billion ▼ -21 days
2006 145 days $29.83 Billion $205.57 Million/day $- $26.32 Billion ▲ +3 days
2005 142 days $26.84 Billion $188.70 Million/day $- $23.25 Billion ▲ +132 days
2004 10 days $1.64 Billion $156.48 Million/day $- $1.64 Billion ▼ -20 days
2003 31 days $4.10 Billion $133.47 Million/day $- $1.88 Billion ▲ +1 days
2002 30 days $3.66 Billion $123.34 Million/day $- $3.66 Billion ▲ +19 days
2001 10 days $1.33 Billion $130.06 Million/day $- $1.33 Billion ▲ +2 days
2000 8 days $1.15 Billion $139.36 Million/day $- $1.15 Billion ▲ +4 days
1992 4 days $470.10 Million $121.11 Million/day $- $470.10 Million ▼ -11 days
1991 15 days $1.62 Billion $108.24 Million/day $- $1.62 Billion ▲ +4 days
1990 11 days $1.24 Billion $111.72 Million/day $- $1.24 Billion ▲ +9 days
1989 2 days $206.90 Million $111.91 Million/day $- $206.90 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)