Banco Santander SA ADR (SAN) — Cash Flow Quality Index
Banco Santander SA ADR (SAN) has a Cash Flow Quality Index of -2.90x as of September 2025. Operating cash flow of $-10.42 Billion is below net income of $3.60 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Banco Santander SA ADR operating cash flow efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Santander SA ADR Cash Flow Quality Index (1991–2025)
Historical Cash Flow Quality Index for Banco Santander SA ADR across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Banco Santander SA ADR investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Banco Santander SA ADR (1991–2025)
Year-by-year earnings quality comparison for Banco Santander SA ADR. For live market cap and the full company financial profile, see Banco Santander SA ADR market cap and net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.05x | $-14.84 Billion | $14.10 Billion | ▲ +45.2% |
| 2024 | -1.92x | $-24.16 Billion | $12.57 Billion | ▼ -524.3% |
| 2023 | 0.45x | $5.01 Billion | $11.08 Billion | ▼ -82.4% |
| 2022 | 2.57x | $27.71 Billion | $10.76 Billion | ▼ -56.2% |
| 2021 | 5.87x | $56.69 Billion | $9.65 Billion | ▲ +1306.4% |
| 2019 | 0.42x | $3.39 Billion | $8.12 Billion | ▲ +13.9% |
| 2018 | 0.37x | $3.42 Billion | $9.31 Billion | ▼ -92.5% |
| 2017 | 4.90x | $40.19 Billion | $8.21 Billion | ▲ +68.0% |
| 2016 | 2.92x | $21.82 Billion | $7.49 Billion | ▲ +276.5% |
| 2015 | 0.77x | $5.68 Billion | $7.33 Billion | ▲ +174.9% |
| 2014 | -1.03x | $-7.17 Billion | $6.93 Billion | ▲ +84.2% |
| 2013 | -6.54x | $-34.85 Billion | $5.33 Billion | ▼ -179.8% |
| 2012 | 8.20x | $24.32 Billion | $2.97 Billion | ▲ +40.2% |
| 2011 | 5.85x | $35.90 Billion | $6.14 Billion | ▲ +2.6% |
| 2010 | 5.70x | $51.87 Billion | $9.10 Billion | ▲ +397.4% |
| 2009 | -1.92x | $-18.04 Billion | $9.41 Billion | ▼ -213.0% |
| 2008 | 1.70x | $15.83 Billion | $9.33 Billion | ▼ -48.4% |
| 2007 | 3.28x | $31.65 Billion | $9.64 Billion | ▲ +164.6% |
| 2006 | -5.08x | $-34.31 Billion | $6.75 Billion | ▼ 0.0% |
| 2005 | -5.08x | $-34.27 Billion | $6.74 Billion | ▼ -78.0% |
| 2004 | -2.86x | $-11.41 Billion | $4.00 Billion | ▼ -235.4% |
| 1996 | 2.11x | $1.56 Billion | $738.07 Million | ▲ +29.1% |
| 1995 | 1.63x | $1.07 Billion | $652.55 Million | ▲ +18.1% |
| 1994 | 1.38x | $856.23 Million | $618.53 Million | ▼ -63.2% |
| 1993 | 3.77x | $1.57 Billion | $416.47 Million | ▲ +81.7% |
| 1992 | 2.07x | $884.32 Million | $426.52 Million | ▲ +3.7% |
| 1991 | 2.00x | $1.10 Billion | $549.65 Million | — |