Banco Santander SA ADR (SAN) — Net Asset Quality Index
Banco Santander SA ADR (SAN) has a Net Asset Quality Index of 6.0% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.87 Trillion minus total liabilities of $1.75 Trillion yields net assets of $112.70 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See Banco Santander SA ADR (SAN) defensive interval to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Banco Santander SA ADR Net Asset Quality Index Over Time (1991–2025)
This chart shows how Banco Santander SA ADR's Net Asset Quality Index has evolved across 35 annual periods from 1991 to 2025. As of December 2025, the index stands at 6.0%, representing net assets of $112.70 Billion against total assets of $1.87 Trillion USD. Explore Banco Santander SA ADR (SAN) cash flow conversion to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Banco Santander SA ADR (1991–2025)
The table below presents the year-by-year Net Asset Quality Index for Banco Santander SA ADR from 1991 to 2025, covering 35 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see SAN market cap overview.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 6.0% | $112.70 Billion | $1.87 Trillion | $1.75 Trillion | ▲ +0.2 pp |
| 2024 | 5.8% | $107.33 Billion | $1.84 Trillion | $1.73 Trillion | ▲ +0.0 pp |
| 2023 | 5.8% | $104.24 Billion | $1.80 Trillion | $1.69 Trillion | ▲ +0.2 pp |
| 2022 | 5.6% | $97.58 Billion | $1.73 Trillion | $1.64 Trillion | ▼ -0.5 pp |
| 2021 | 6.1% | $97.05 Billion | $1.60 Trillion | $1.50 Trillion | ▲ +0.0 pp |
| 2020 | 6.1% | $91.32 Billion | $1.51 Trillion | $1.42 Trillion | ▼ -1.2 pp |
| 2019 | 7.3% | $110.66 Billion | $1.52 Trillion | $1.41 Trillion | ▼ -0.1 pp |
| 2018 | 7.4% | $107.36 Billion | $1.46 Trillion | $1.35 Trillion | ▼ 0.0 pp |
| 2017 | 7.4% | $106.83 Billion | $1.44 Trillion | $1.34 Trillion | ▼ -0.3 pp |
| 2016 | 7.7% | $102.70 Billion | $1.34 Trillion | $1.24 Trillion | ▲ +0.3 pp |
| 2015 | 7.4% | $98.75 Billion | $1.34 Trillion | $1.24 Trillion | ▲ +0.3 pp |
| 2014 | 7.1% | $89.71 Billion | $1.27 Trillion | $1.18 Trillion | ▼ -0.1 pp |
| 2013 | 7.1% | $79.64 Billion | $1.12 Trillion | $1.04 Trillion | ▲ +0.7 pp |
| 2012 | 6.4% | $81.21 Billion | $1.27 Trillion | $1.19 Trillion | ▼ -0.1 pp |
| 2011 | 6.5% | $80.81 Billion | $1.25 Trillion | $1.17 Trillion | ▼ -0.2 pp |
| 2010 | 6.6% | $80.92 Billion | $1.22 Trillion | $1.14 Trillion | ▼ 0.0 pp |
| 2009 | 6.7% | $73.87 Billion | $1.11 Trillion | $1.04 Trillion | ▲ +0.9 pp |
| 2008 | 5.7% | $60.00 Billion | $1.05 Trillion | $989.63 Billion | ▼ -0.6 pp |
| 2007 | 6.3% | $57.56 Billion | $912.91 Billion | $855.36 Billion | ▲ +1.1 pp |
| 2006 | 5.2% | $42.01 Billion | $808.49 Billion | $766.48 Billion | ▲ +0.3 pp |
| 2005 | 4.9% | $39.52 Billion | $808.49 Billion | $768.97 Billion | ▼ -0.6 pp |
| 2004 | 5.5% | $36.50 Billion | $664.49 Billion | $627.99 Billion | ▼ -24.7 pp |
| 2003 | 30.2% | $105.90 Billion | $351.18 Billion | $245.28 Billion | ▲ +21.8 pp |
| 2002 | 8.4% | $27.23 Billion | $324.50 Billion | $297.27 Billion | ▼ -0.1 pp |
| 2001 | 8.5% | $30.33 Billion | $358.76 Billion | $328.43 Billion | ▲ +0.1 pp |
| 2000 | 8.4% | $29.30 Billion | $349.90 Billion | $320.60 Billion | ▲ +1.9 pp |
| 1999 | 6.5% | $16.73 Billion | $256.83 Billion | $240.10 Billion | ▼ -0.2 pp |
| 1998 | 6.7% | $15.78 Billion | $235.72 Billion | $219.93 Billion | ▲ +1.6 pp |
| 1997 | 5.1% | $7.91 Billion | $155.77 Billion | $147.86 Billion | ▲ +0.2 pp |
| 1996 | 4.9% | $5.92 Billion | $120.48 Billion | $114.57 Billion | ▼ -0.8 pp |
| 1995 | 5.7% | $6.02 Billion | $105.48 Billion | $99.46 Billion | ▼ -0.1 pp |
| 1994 | 5.8% | $5.44 Billion | $93.18 Billion | $87.74 Billion | ▲ +0.3 pp |
| 1993 | 5.5% | $3.60 Billion | $65.51 Billion | $61.91 Billion | ▼ -0.2 pp |
| 1992 | 5.7% | $2.88 Billion | $50.82 Billion | $47.94 Billion | ▲ +0.1 pp |
| 1991 | 5.6% | $2.52 Billion | $45.07 Billion | $42.55 Billion | — |