Banco Santander SA ADR (SAN) — Financial Flexibility Index
Banco Santander SA ADR (SAN) has a Financial Flexibility Index of -0.01x as of March 2026. Free cash flow of $-17.68 Billion (operating CF $-18.70 Billion minus capex $1.01 Billion) represents 0% of total liabilities ($1.75 Trillion). Check Banco Santander SA ADR (SAN) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banco Santander SA ADR Financial Flexibility Index (1991–2025)
Historical Financial Flexibility Index trend for Banco Santander SA ADR across 28 annual periods. For the full cash flow conversion analysis, see how efficiently does Banco Santander SA ADR generate cash.
Annual Financial Flexibility Index for Banco Santander SA ADR (1991–2025)
Year-by-year free cash flow to debt coverage for Banco Santander SA ADR. Explore how well can Banco Santander SA ADR service its debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $-7.18 Billion | $-14.84 Billion | $1.75 Trillion | ▲ +54.8% |
| 2024 | -0.01x | $-15.66 Billion | $-24.16 Billion | $1.73 Trillion | ▼ -182.1% |
| 2023 | 0.01x | $18.66 Billion | $5.01 Billion | $1.69 Trillion | ▼ -53.2% |
| 2022 | 0.02x | $38.55 Billion | $27.71 Billion | $1.64 Trillion | ▼ -48.2% |
| 2021 | 0.05x | $68.09 Billion | $56.69 Billion | $1.50 Trillion | ▼ -13.8% |
| 2020 | 0.05x | $74.67 Billion | $66.15 Billion | $1.42 Trillion | ▲ +324.5% |
| 2019 | 0.01x | $17.53 Billion | $3.39 Billion | $1.41 Trillion | ▲ +7.5% |
| 2018 | 0.01x | $15.61 Billion | $3.42 Billion | $1.35 Trillion | ▼ -68.6% |
| 2017 | 0.04x | $49.18 Billion | $40.19 Billion | $1.34 Trillion | ▲ +50.7% |
| 2016 | 0.02x | $30.16 Billion | $21.82 Billion | $1.24 Trillion | ▲ +103.1% |
| 2015 | 0.01x | $14.91 Billion | $5.68 Billion | $1.24 Trillion | ▲ +1797.2% |
| 2014 | 0.00x | $745.00 Million | $-7.17 Billion | $1.18 Trillion | ▲ +102.1% |
| 2013 | -0.03x | $-31.71 Billion | $-34.85 Billion | $1.04 Trillion | ▼ -228.9% |
| 2012 | 0.02x | $28.21 Billion | $24.32 Billion | $1.19 Trillion | ▼ -29.3% |
| 2011 | 0.03x | $39.30 Billion | $35.90 Billion | $1.17 Trillion | ▼ -33.0% |
| 2010 | 0.05x | $57.01 Billion | $51.87 Billion | $1.14 Trillion | ▲ +502.1% |
| 2009 | -0.01x | $-12.93 Billion | $-18.04 Billion | $1.04 Trillion | ▼ -163.9% |
| 2008 | 0.02x | $19.32 Billion | $15.83 Billion | $989.63 Billion | ▼ -54.0% |
| 2007 | 0.04x | $36.31 Billion | $31.65 Billion | $855.36 Billion | ▲ +200.5% |
| 2006 | -0.04x | $-31.87 Billion | $-34.31 Billion | $754.57 Billion | ▼ -2.0% |
| 2005 | -0.04x | $-31.83 Billion | $-34.27 Billion | $768.97 Billion | ▼ -212.1% |
| 2004 | -0.01x | $-8.33 Billion | $-11.41 Billion | $627.99 Billion | ▼ -160.9% |
| 1996 | 0.02x | $2.50 Billion | $1.56 Billion | $114.57 Billion | ▲ +20.0% |
| 1995 | 0.02x | $1.81 Billion | $1.07 Billion | $99.46 Billion | ▼ -57.6% |
| 1994 | 0.04x | $3.75 Billion | $856.23 Million | $87.74 Billion | ▲ +32.7% |
| 1993 | 0.03x | $2.00 Billion | $1.57 Billion | $61.91 Billion | ▲ +14.1% |
| 1992 | 0.03x | $1.35 Billion | $884.32 Million | $47.94 Billion | ▲ +9.4% |
| 1991 | 0.03x | $1.10 Billion | $1.10 Billion | $42.55 Billion | — |