Banco Santander SA ADR (SAN) — Cash Flow-to-Debt Ratio
Banco Santander SA ADR (SAN) has a Cash Flow-to-Debt Ratio of -0.01x as of March 2026, meaning its operating cash flow of $-18.70 Billion could theoretically repay 0% of its total liabilities ($1.75 Trillion) in one year. See how financially flexible is Banco Santander SA ADR to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Banco Santander SA ADR Cash Flow-to-Debt Ratio (1991–2025)
Historical debt coverage capacity for Banco Santander SA ADR across 28 annual periods. For the full cash flow conversion analysis, see Banco Santander SA ADR operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for Banco Santander SA ADR (1991–2025)
Year-by-year debt coverage analysis for Banco Santander SA ADR. Check Banco Santander SA ADR earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.01x | $-14.84 Billion | $1.75 Trillion | ▲ +39.5% |
| 2024 | -0.01x | $-24.16 Billion | $1.73 Trillion | ▼ -571.4% |
| 2023 | 0.00x | $5.01 Billion | $1.69 Trillion | ▼ -82.5% |
| 2022 | 0.02x | $27.71 Billion | $1.64 Trillion | ▼ -55.3% |
| 2021 | 0.04x | $56.69 Billion | $1.50 Trillion | ▼ -19.0% |
| 2020 | 0.05x | $66.15 Billion | $1.42 Trillion | ▲ +1845.3% |
| 2019 | 0.00x | $3.39 Billion | $1.41 Trillion | ▼ -5.0% |
| 2018 | 0.00x | $3.42 Billion | $1.35 Trillion | ▼ -91.6% |
| 2017 | 0.03x | $40.19 Billion | $1.34 Trillion | ▲ +70.2% |
| 2016 | 0.02x | $21.82 Billion | $1.24 Trillion | ▲ +285.9% |
| 2015 | 0.00x | $5.68 Billion | $1.24 Trillion | ▲ +175.1% |
| 2014 | -0.01x | $-7.17 Billion | $1.18 Trillion | ▲ +81.9% |
| 2013 | -0.03x | $-34.85 Billion | $1.04 Trillion | ▼ -264.4% |
| 2012 | 0.02x | $24.32 Billion | $1.19 Trillion | ▼ -33.3% |
| 2011 | 0.03x | $35.90 Billion | $1.17 Trillion | ▼ -32.8% |
| 2010 | 0.05x | $51.87 Billion | $1.14 Trillion | ▲ +362.3% |
| 2009 | -0.02x | $-18.04 Billion | $1.04 Trillion | ▼ -208.8% |
| 2008 | 0.02x | $15.83 Billion | $989.63 Billion | ▼ -56.8% |
| 2007 | 0.04x | $31.65 Billion | $855.36 Billion | ▲ +181.4% |
| 2006 | -0.05x | $-34.31 Billion | $754.57 Billion | ▼ -2.0% |
| 2005 | -0.04x | $-34.27 Billion | $768.97 Billion | ▼ -145.3% |
| 2004 | -0.02x | $-11.41 Billion | $627.99 Billion | ▼ -233.7% |
| 1996 | 0.01x | $1.56 Billion | $114.57 Billion | ▲ +26.7% |
| 1995 | 0.01x | $1.07 Billion | $99.46 Billion | ▲ +9.9% |
| 1994 | 0.01x | $856.23 Million | $87.74 Billion | ▼ -61.5% |
| 1993 | 0.03x | $1.57 Billion | $61.91 Billion | ▲ +37.3% |
| 1992 | 0.02x | $884.32 Million | $47.94 Billion | ▼ -28.6% |
| 1991 | 0.03x | $1.10 Billion | $42.55 Billion | — |