Banco Santander SA ADR (SAN) — Cash Flow-to-Debt Ratio
Banco Santander SA ADR (SAN) has a Cash Flow-to-Debt Ratio of -0.01x as of September 2025, meaning its operating cash flow of $-10.42 Billion could theoretically repay 0% of its total liabilities ($1.73 Trillion) in one year. See Banco Santander SA ADR free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Banco Santander SA ADR Cash Flow-to-Debt Ratio (1991–2025)
Historical debt coverage capacity for Banco Santander SA ADR across 28 annual periods. Also explore Banco Santander SA ADR annual equity growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Banco Santander SA ADR (1991–2025)
Year-by-year debt coverage analysis for Banco Santander SA ADR. For market capitalisation and broader financial context, see SAN market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.01x | $-14.84 Billion | $1.75 Trillion | ▲ +39.4% |
| 2024 | -0.01x | $-24.16 Billion | $1.73 Trillion | ▼ -571.4% |
| 2023 | 0.00x | $5.01 Billion | $1.69 Trillion | ▼ -82.5% |
| 2022 | 0.02x | $27.71 Billion | $1.64 Trillion | ▼ -55.3% |
| 2021 | 0.04x | $56.69 Billion | $1.50 Trillion | ▼ -19.0% |
| 2020 | 0.05x | $66.15 Billion | $1.42 Trillion | ▲ +1845.3% |
| 2019 | 0.00x | $3.39 Billion | $1.41 Trillion | ▼ -5.0% |
| 2018 | 0.00x | $3.42 Billion | $1.35 Trillion | ▼ -91.6% |
| 2017 | 0.03x | $40.19 Billion | $1.34 Trillion | ▲ +70.2% |
| 2016 | 0.02x | $21.82 Billion | $1.24 Trillion | ▲ +285.9% |
| 2015 | 0.00x | $5.68 Billion | $1.24 Trillion | ▲ +175.1% |
| 2014 | -0.01x | $-7.17 Billion | $1.18 Trillion | ▲ +81.9% |
| 2013 | -0.03x | $-34.85 Billion | $1.04 Trillion | ▼ -264.4% |
| 2012 | 0.02x | $24.32 Billion | $1.19 Trillion | ▼ -33.3% |
| 2011 | 0.03x | $35.90 Billion | $1.17 Trillion | ▼ -32.8% |
| 2010 | 0.05x | $51.87 Billion | $1.14 Trillion | ▲ +362.3% |
| 2009 | -0.02x | $-18.04 Billion | $1.04 Trillion | ▼ -208.8% |
| 2008 | 0.02x | $15.83 Billion | $989.63 Billion | ▼ -56.8% |
| 2007 | 0.04x | $31.65 Billion | $855.36 Billion | ▲ +182.7% |
| 2006 | -0.04x | $-34.31 Billion | $766.48 Billion | ▼ -0.4% |
| 2005 | -0.04x | $-34.27 Billion | $768.97 Billion | ▼ -145.3% |
| 2004 | -0.02x | $-11.41 Billion | $627.99 Billion | ▼ -233.7% |
| 1996 | 0.01x | $1.56 Billion | $114.57 Billion | ▲ +26.7% |
| 1995 | 0.01x | $1.07 Billion | $99.46 Billion | ▲ +9.9% |
| 1994 | 0.01x | $856.23 Million | $87.74 Billion | ▼ -61.5% |
| 1993 | 0.03x | $1.57 Billion | $61.91 Billion | ▲ +37.3% |
| 1992 | 0.02x | $884.32 Million | $47.94 Billion | ▼ -28.6% |
| 1991 | 0.03x | $1.10 Billion | $42.55 Billion | — |