Romsdal Sparebank (ROMSB) — Cash Flow Quality Index
Romsdal Sparebank (ROMSB) has a Cash Flow Quality Index of -3.09x as of December 2023. Operating cash flow of Nkr-198.85 Million is below net income of Nkr64.40 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Romsdal Sparebank cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Romsdal Sparebank Cash Flow Quality Index (2018–2023)
Historical Cash Flow Quality Index for Romsdal Sparebank across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see ROMSB cash generation efficiency.
Annual Cash Flow Quality Index for Romsdal Sparebank (2018–2023)
Year-by-year earnings quality comparison for Romsdal Sparebank.
| Year | Quality Index | Operating CF (NOK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2023 | -3.09x | Nkr-198.85 Million | Nkr64.40 Million | ▼ -1834.5% |
| 2022 | -0.16x | Nkr-9.66 Million | Nkr60.52 Million | ▼ -103.8% |
| 2021 | 4.15x | Nkr219.78 Million | Nkr52.98 Million | ▲ +100.7% |
| 2020 | 2.07x | Nkr62.27 Million | Nkr30.12 Million | ▲ +220.7% |
| 2019 | -1.71x | Nkr-69.31 Million | Nkr40.46 Million | ▲ +76.6% |
| 2018 | -7.33x | Nkr-195.83 Million | Nkr26.73 Million | — |