Romsdal Sparebank (ROMSB) — Financial Flexibility Index
Romsdal Sparebank (ROMSB) has a Financial Flexibility Index of -0.03x as of December 2023. Free cash flow of Nkr-188.27 Million (operating CF Nkr-198.85 Million minus capex Nkr10.58 Million) represents 0% of total liabilities (Nkr6.16 Billion). Check ROMSB capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Romsdal Sparebank Financial Flexibility Index (2018–2023)
Historical Financial Flexibility Index trend for Romsdal Sparebank across 6 annual periods. For the full cash flow conversion analysis, see Romsdal Sparebank (ROMSB) cash conversion ratio.
Annual Financial Flexibility Index for Romsdal Sparebank (2018–2023)
Year-by-year free cash flow to debt coverage for Romsdal Sparebank. Explore Romsdal Sparebank cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2023 | -0.03x | Nkr-188.27 Million | Nkr-198.85 Million | Nkr6.16 Billion | ▼ -1814.1% |
| 2022 | 0.00x | Nkr-9.32 Million | Nkr-9.66 Million | Nkr5.84 Billion | ▼ -104.1% |
| 2021 | 0.04x | Nkr223.47 Million | Nkr219.78 Million | Nkr5.70 Billion | ▲ +235.4% |
| 2020 | 0.01x | Nkr65.73 Million | Nkr62.27 Million | Nkr5.62 Billion | ▲ +233.5% |
| 2019 | -0.01x | Nkr-46.02 Million | Nkr-69.31 Million | Nkr5.25 Billion | ▲ +78.6% |
| 2018 | -0.04x | Nkr-188.79 Million | Nkr-195.83 Million | Nkr4.62 Billion | — |