Romsdal Sparebank (ROMSB) - Total Liabilities
Based on the latest financial reports, Romsdal Sparebank (ROMSB) has total liabilities worth Nkr7.12 Billion NOK (≈ $749.29 Million USD) as of March 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore Romsdal Sparebank long-term investment intensity to see how much of total assets are deployed in long-term investments.
Romsdal Sparebank - Total Liabilities Trend (2018–2024)
This chart illustrates how Romsdal Sparebank's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see how large is Romsdal Sparebank's balance sheet.
Romsdal Sparebank Competitors by Total Liabilities
The table below lists competitors of Romsdal Sparebank ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
MACH7 Technologies Ltd
AU:M7T
|
Australia | AU$18.63 Million |
|
Krungthai Car Rent and Lease Public Company Limited
BK:KCAR
|
Thailand | ฿2.51 Billion |
|
Danhua Chemical Technology Co Ltd B
SHG:900921
|
China | $913.28 Million |
|
KCI Limited
KQ:036670
|
Korea | ₩18.97 Billion |
|
Pyung Hwa Ind
KO:090080
|
Korea | ₩189.78 Billion |
|
Gold Strike Resources Corp.
V:GSR
|
Canada | CA$16.48 Million |
|
Frontier Nuclear and Minerals Inc.
NASDAQ:FNUC
|
USA | $11.14 Million |
|
GiG Software PLC
ST:GIG-SDB
|
Sweden | Skr18.17 Million |
Liability Composition Analysis (2018–2024)
This chart breaks down Romsdal Sparebank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See ROMSB equity to assets ratio to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 6.70 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.87 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Romsdal Sparebank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Romsdal Sparebank (2018–2024)
The table below shows the annual total liabilities of Romsdal Sparebank from 2018 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | Nkr6.83 Billion ≈ $718.40 Million |
+10.82% |
| 2023-12-31 | Nkr6.16 Billion ≈ $648.24 Million |
+5.55% |
| 2022-12-31 | Nkr5.84 Billion ≈ $614.17 Million |
+2.47% |
| 2021-12-31 | Nkr5.70 Billion ≈ $599.37 Million |
+1.38% |
| 2020-12-31 | Nkr5.62 Billion ≈ $591.19 Million |
+6.95% |
| 2019-12-31 | Nkr5.25 Billion ≈ $552.75 Million |
+13.72% |
| 2018-12-31 | Nkr4.62 Billion ≈ $486.06 Million |
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About Romsdal Sparebank
Romsdal Sparebank operates as a savings bank that provides various financial products and services to retail and corporate customers primarily in Romsdal and southern parts of Nordmøre. Its personal banking products and services include BSU and other savings accounts, fund savings plans, and retirement savings plans; bank cards and payment solutions; and mortgages, car and other vehicle loans, an… Read more