Romsdal Sparebank (ROMSB) - Total Liabilities
Based on the latest financial reports, Romsdal Sparebank (ROMSB) has total liabilities worth Nkr7.12 Billion NOK (≈ $749.29 Million USD) as of March 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore Romsdal Sparebank net asset momentum to track the company's year-over-year net asset growth rate.
Romsdal Sparebank - Total Liabilities Trend (2018–2024)
This chart illustrates how Romsdal Sparebank's total liabilities have evolved over time, based on quarterly financial data. See Romsdal Sparebank (ROMSB) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
Romsdal Sparebank Competitors by Total Liabilities
The table below lists competitors of Romsdal Sparebank ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Emc Gold Corporation
AU:EM3
|
Australia | AU$2.68 Million |
|
Eduspec Holdings Bhd
KLSE:0107
|
Malaysia | RM32.07 Million |
|
SGC eTEC E&C Co. Ltd
KQ:016250
|
Korea | ₩987.40 Billion |
|
Mtag Group Berhad
KLSE:0213
|
Malaysia | RM10.61 Million |
|
Kishin Corporation
KO:092440
|
Korea | ₩12.86 Billion |
|
Mudajaya Group Bhd
KLSE:5085
|
Malaysia | RM1.14 Billion |
|
The Berkeley Group Holdings plc
LSE:BKG
|
UK | GBX2.84 Billion |
|
Inmax Holding Co Ltd
TWO:1591
|
Taiwan | NT$219.88 Million |
Liability Composition Analysis (2018–2024)
This chart breaks down Romsdal Sparebank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see market value of Romsdal Sparebank.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 6.70 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.87 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Romsdal Sparebank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Romsdal Sparebank (2018–2024)
The table below shows the annual total liabilities of Romsdal Sparebank from 2018 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | Nkr6.83 Billion ≈ $718.40 Million |
+10.82% |
| 2023-12-31 | Nkr6.16 Billion ≈ $648.24 Million |
+5.55% |
| 2022-12-31 | Nkr5.84 Billion ≈ $614.17 Million |
+2.47% |
| 2021-12-31 | Nkr5.70 Billion ≈ $599.37 Million |
+1.38% |
| 2020-12-31 | Nkr5.62 Billion ≈ $591.19 Million |
+6.95% |
| 2019-12-31 | Nkr5.25 Billion ≈ $552.75 Million |
+13.72% |
| 2018-12-31 | Nkr4.62 Billion ≈ $486.06 Million |
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About Romsdal Sparebank
Romsdal Sparebank operates as a savings bank that provides various financial products and services to retail and corporate customers primarily in Romsdal and southern parts of Nordmøre. Its personal banking products and services include BSU and other savings accounts, fund savings plans, and retirement savings plans; bank cards and payment solutions; and mortgages, car and other vehicle loans, an… Read more