Romsdal Sparebank (ROMSB) — Net Asset Quality Index
Romsdal Sparebank (ROMSB) has a Net Asset Quality Index of 13.0% as of March 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Nkr8.18 Billion minus total liabilities of Nkr7.12 Billion yields net assets of Nkr1.06 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read Romsdal Sparebank (ROMSB) total liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Romsdal Sparebank Net Asset Quality Index Over Time (2018–2024)
This chart shows how Romsdal Sparebank's Net Asset Quality Index has evolved across 7 annual periods from 2018 to 2024. As of March 2025, the index stands at 13.0%, representing net assets of Nkr1.06 Billion against total assets of Nkr8.18 Billion NOK. For live market cap and overall valuation, see ROMSB market cap.
Annual Net Asset Quality Index for Romsdal Sparebank (2018–2024)
The table below presents the year-by-year Net Asset Quality Index for Romsdal Sparebank from 2018 to 2024, covering 7 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check ROMSB strategic asset allocation to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (NOK) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 13.6% | Nkr1.08 Billion | Nkr7.90 Billion | Nkr6.83 Billion | ▲ +0.3 pp |
| 2023 | 13.3% | Nkr944.43 Million | Nkr7.10 Billion | Nkr6.16 Billion | ▲ +0.1 pp |
| 2022 | 13.2% | Nkr887.13 Million | Nkr6.72 Billion | Nkr5.84 Billion | ▲ +0.8 pp |
| 2021 | 12.4% | Nkr805.60 Million | Nkr6.50 Billion | Nkr5.70 Billion | ▲ +0.4 pp |
| 2020 | 12.0% | Nkr763.09 Million | Nkr6.38 Billion | Nkr5.62 Billion | ▲ +2.4 pp |
| 2019 | 9.5% | Nkr553.63 Million | Nkr5.81 Billion | Nkr5.25 Billion | ▼ -0.7 pp |
| 2018 | 10.3% | Nkr528.03 Million | Nkr5.15 Billion | Nkr4.62 Billion | — |