Romsdal Sparebank Net Asset Quality Index
Romsdal Sparebank net asset quality index. Romsdal Sparebank (ROMSB) has a Net Asset Quality Index of 13.0% as of March 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Nkr8.18 Billion minus total liabilities of Nkr7.12 Billion yields net assets of Nkr1.06 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check Romsdal Sparebank cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Romsdal Sparebank (2018–2024)
Net asset quality index of Romsdal Sparebank from 2018 to 2024. This chart shows how Romsdal Sparebank's Net Asset Quality Index has evolved across 7 annual periods from 2018 to 2024. As of March 2025, the index stands at 13.0%, representing net assets of Nkr1.06 Billion against total assets of Nkr8.18 Billion NOK. See Romsdal Sparebank (ROMSB) shareholders funds for net asset value and shareholders' equity analysis.
Romsdal Sparebank Net Asset Quality Index by Year (2018–2024)
Romsdal Sparebank net asset quality index by year from 2018 to 2024. The table below presents the year-by-year Net Asset Quality Index for Romsdal Sparebank from 2018 to 2024, covering 7 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market cap of Romsdal Sparebank.
| Year | Quality Index | Net Assets (NOK) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 13.6% | Nkr1.08 Billion | Nkr7.90 Billion | Nkr6.83 Billion | ▲ +0.3 pp |
| 2023 | 13.3% | Nkr944.43 Million | Nkr7.10 Billion | Nkr6.16 Billion | ▲ +0.1 pp |
| 2022 | 13.2% | Nkr887.13 Million | Nkr6.72 Billion | Nkr5.84 Billion | ▲ +0.8 pp |
| 2021 | 12.4% | Nkr805.60 Million | Nkr6.50 Billion | Nkr5.70 Billion | ▲ +0.4 pp |
| 2020 | 12.0% | Nkr763.09 Million | Nkr6.38 Billion | Nkr5.62 Billion | ▲ +2.4 pp |
| 2019 | 9.5% | Nkr553.63 Million | Nkr5.81 Billion | Nkr5.25 Billion | ▼ -0.7 pp |
| 2018 | 10.3% | Nkr528.03 Million | Nkr5.15 Billion | Nkr4.62 Billion | — |