Romsdal Sparebank Total Assets
Romsdal Sparebank total assets. Based on the latest financial reports, Romsdal Sparebank (ROMSB) holds total assets worth Nkr8.18 Billion NOK (≈ $861.10 Million USD) as of March 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see market value of Romsdal Sparebank for the company's overall valuation and market capitalisation.
Total Assets of Romsdal Sparebank (2018–2024)
Total assets of Romsdal Sparebank from 2018 to 2024. This chart illustrates how Romsdal Sparebank's total assets have evolved over time, based on quarterly financial data. See ROMSB live share price for real-time trading data and today's change.
Romsdal Sparebank - Asset Composition Analysis
Romsdal Sparebank Total Assets Breakdown (December 2024)
Romsdal Sparebank total assets breakdown as of December 2024. Romsdal Sparebank's total assets of Nkr8.18 Billion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (NOK) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Nkr0.00 | 0.6% |
| Accounts Receivable | Nkr0.00 | 0.0% |
| Inventory | Nkr0.00 | 0.0% |
| Property, Plant & Equipment | Nkr0.00 | 0.0% |
| Intangible Assets | Nkr0.00 | 0.0% |
| Goodwill | Nkr0.00 | 0.0% |
Asset Composition Trend (2018–2024)
This chart illustrates how Romsdal Sparebank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore working capital to net assets of Romsdal Sparebank to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Romsdal Sparebank's current assets represent 0.0% of total assets in 2024, a decrease from 3.0% in 2018.
- Cash Position: Cash and equivalents constituted 0.6% of total assets in 2024, down from 1.5% in 2018.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2018.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Romsdal Sparebank Competitors by Total Assets
Key competitors of Romsdal Sparebank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
ÖKOWORLD AG
XETRA:VVV3
|
Germany | €176.31 Million |
|
Hilltop Holdings Inc
NYSE:HTH
|
USA | $15.61 Billion |
|
EVN Finance JSC
VN:EVF
|
Vietnam | ₫91.76 Trillion |
|
Tong Hua Holding Public Company Limited
BK:TH
|
Thailand | ฿1.74 Billion |
|
Old Mutual Ltd
JSE:OMU
|
South Africa | ZAC1.25 Trillion |
|
Crest Ventures Limited
NSE:CREST
|
India | Rs19.25 Billion |
|
Georgia Capital PLC
LSE:CGEO
|
UK | GBX5.80 Billion |
|
Alexander Forbes Grp Hldg Ltd
JSE:AFH
|
South Africa | ZAC469.56 Billion |
Romsdal Sparebank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.14 | 0.14 | 0.16 |
| Quick Ratio | 0.14 | 0.14 | 0.16 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Nkr-4.41 Billion | Nkr-4.39 Billion | Nkr-4.20 Billion |
Romsdal Sparebank - Advanced Valuation Insights
This section examines the relationship between Romsdal Sparebank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.65 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 11.3% |
| Total Assets | Nkr7.90 Billion |
| Market Capitalization | $37.39 Million USD |
Valuation Analysis
Below Book Valuation: The market values Romsdal Sparebank's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Romsdal Sparebank's assets grew by 11.3% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Romsdal Sparebank (2018–2024)
The table below shows the annual total assets of Romsdal Sparebank from 2018 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | Nkr7.90 Billion ≈ $831.74 Million |
+11.25% |
| 2023-12-31 | Nkr7.10 Billion ≈ $747.62 Million |
+5.67% |
| 2022-12-31 | Nkr6.72 Billion ≈ $707.52 Million |
+3.42% |
| 2021-12-31 | Nkr6.50 Billion ≈ $684.15 Million |
+1.88% |
| 2020-12-31 | Nkr6.38 Billion ≈ $671.49 Million |
+9.90% |
| 2019-12-31 | Nkr5.81 Billion ≈ $611.01 Million |
+12.81% |
| 2018-12-31 | Nkr5.15 Billion ≈ $541.63 Million |
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About Romsdal Sparebank
Romsdal Sparebank operates as a savings bank that provides various financial products and services to retail and corporate customers primarily in Romsdal and southern parts of Nordmøre. Its personal banking products and services include BSU and other savings accounts, fund savings plans, and retirement savings plans; bank cards and payment solutions; and mortgages, car and other vehicle loans, an… Read more