Qualicorp Consultoria e Corretora de Seguros S.A (QUAL3) — Cash Flow Quality Index
Qualicorp Consultoria e Corretora de Seguros S.A (QUAL3) has a Cash Flow Quality Index of -1.25x as of June 2026. Operating cash flow of R$-36.23 Million is below net income of R$28.97 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Qualicorp Consultoria e Corretora de Seg (QUAL3) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Qualicorp Consultoria e Corretora de Seguros S.A Cash Flow Quality Index (2008–2024)
Historical Cash Flow Quality Index for Qualicorp Consultoria e Corretora de Seguros S.A across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of Qualicorp Consultoria e Corretora de Seg.
Annual Cash Flow Quality Index for Qualicorp Consultoria e Corretora de Seguros S.A (2008–2024)
Year-by-year earnings quality comparison for Qualicorp Consultoria e Corretora de Seguros S.A.
| Year | Quality Index | Operating CF (BRL) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 309.53x | R$377.94 Million | R$1.22 Million | ▲ +7952.2% |
| 2022 | 3.84x | R$564.04 Million | R$146.73 Million | ▲ +163.8% |
| 2021 | 1.46x | R$807.93 Million | R$554.35 Million | ▼ -5.4% |
| 2020 | 1.54x | R$851.27 Million | R$552.29 Million | ▲ +0.5% |
| 2019 | 1.53x | R$870.99 Million | R$567.82 Million | ▲ +23.6% |
| 2018 | 1.24x | R$779.31 Million | R$628.11 Million | ▲ +35.3% |
| 2017 | 0.92x | R$534.65 Million | R$583.15 Million | ▼ -32.1% |
| 2016 | 1.35x | R$621.29 Million | R$460.43 Million | ▼ -5.2% |
| 2015 | 1.42x | R$570.18 Million | R$400.78 Million | ▼ -12.7% |
| 2014 | 1.63x | R$444.42 Million | R$272.79 Million | ▼ -98.5% |
| 2013 | 107.97x | R$390.42 Million | R$3.62 Million | ▲ +3112.5% |
| 2012 | 3.36x | R$217.49 Million | R$64.71 Million | ▲ +229.4% |
| 2009 | 1.02x | R$72.54 Million | R$71.10 Million | ▲ +17.3% |
| 2008 | 0.87x | R$45.44 Million | R$52.24 Million | — |