Qualicorp Consultoria e Corretora de Seguros S.A (QUAL3) — Financial Flexibility Index
Qualicorp Consultoria e Corretora de Seguros S.A (QUAL3) has a Financial Flexibility Index of 0.05x as of March 2026. Free cash flow of R$145.86 Million (operating CF R$145.86 Million minus capex R$6.00K) represents 0% of total liabilities (R$2.66 Billion). Check QUAL3 strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Qualicorp Consultoria e Corretora de Seguros S.A Financial Flexibility Index (2008–2025)
Historical Financial Flexibility Index trend for Qualicorp Consultoria e Corretora de Seguros S.A across 18 annual periods. See working capital position of Qualicorp Consultoria e Corretora de Seg to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Qualicorp Consultoria e Corretora de Seguros S.A (2008–2025)
Year-by-year free cash flow to debt coverage for Qualicorp Consultoria e Corretora de Seguros S.A. For the full company profile including market capitalisation, see Qualicorp Consultoria e Corretora de Seg stock valuation.
| Year | Flexibility Index | Free Cash Flow (BRL) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.11x | R$288.75 Million | R$286.48 Million | R$2.63 Billion | ▼ -38.5% |
| 2024 | 0.18x | R$547.45 Million | R$377.94 Million | R$3.06 Billion | ▼ -22.9% |
| 2023 | 0.23x | R$747.17 Million | R$498.06 Million | R$3.22 Billion | ▼ -26.6% |
| 2022 | 0.32x | R$996.32 Million | R$564.04 Million | R$3.16 Billion | ▼ -29.8% |
| 2021 | 0.45x | R$1.41 Billion | R$807.93 Million | R$3.13 Billion | ▲ +5.1% |
| 2020 | 0.43x | R$1.16 Billion | R$851.27 Million | R$2.72 Billion | ▼ -21.6% |
| 2019 | 0.55x | R$1.06 Billion | R$870.99 Million | R$1.95 Billion | ▼ -45.0% |
| 2018 | 0.99x | R$1.19 Billion | R$779.31 Million | R$1.19 Billion | ▲ +77.8% |
| 2017 | 0.56x | R$649.69 Million | R$534.65 Million | R$1.16 Billion | ▲ +12.2% |
| 2016 | 0.50x | R$756.89 Million | R$621.29 Million | R$1.52 Billion | ▲ +0.9% |
| 2015 | 0.49x | R$709.77 Million | R$570.18 Million | R$1.44 Billion | ▲ +17.4% |
| 2014 | 0.42x | R$600.72 Million | R$444.42 Million | R$1.43 Billion | ▼ -1.4% |
| 2013 | 0.43x | R$522.69 Million | R$390.42 Million | R$1.23 Billion | ▲ +34.0% |
| 2012 | 0.32x | R$350.41 Million | R$217.49 Million | R$1.10 Billion | ▼ -9.0% |
| 2011 | 0.35x | R$320.32 Million | R$138.40 Million | R$917.19 Million | ▲ +595.0% |
| 2010 | 0.05x | R$42.27 Million | R$41.09 Million | R$841.28 Million | ▼ -91.6% |
| 2009 | 0.60x | R$92.32 Million | R$72.54 Million | R$154.67 Million | ▼ -21.7% |
| 2008 | 0.76x | R$57.04 Million | R$45.44 Million | R$74.85 Million | — |