Qualicorp Consultoria e Corretora de Seguros S.A (QUAL3) — Defensive Interval Ratio
Qualicorp Consultoria e Corretora de Seguros S.A (QUAL3) has a Defensive Interval Ratio of 303 days as of December 2025. Defensive assets of R$1.12 Billion (cash R$222.66 Million, short-term investments R$666.95 Million, receivables R$230.21 Million) cover 303 days of daily cash needs of R$3.70 Million/day. Check Qualicorp Consultoria e Corretora de Seg tangible equity quality to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Qualicorp Consultoria e Corretora de Seguros S.A Defensive Interval Ratio (2007–2025)
This chart shows how Qualicorp Consultoria e Corretora de Seguros S.A's Defensive Interval Ratio has evolved across 19 annual periods from 2007 to 2025. As of December 2025, the ratio stands at 303 days, meaning defensive assets of R$1.12 Billion can fund 303 days of operations without new revenue. Also explore Qualicorp Consultoria e Corretora de Seg (QUAL3) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Qualicorp Consultoria e Corretora de Seguros S.A (2007–2025)
The table below presents the year-by-year Defensive Interval Ratio for Qualicorp Consultoria e Corretora de Seguros S.A from 2007 to 2025, covering 19 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Qualicorp Consultoria e Corretora de Seg (QUAL3) market capitalisation.
| Year | DIR (days) | Defensive Assets (BRL) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 303 days | R$1.12 Billion | R$3.70 Million/day | R$222.66 Million | R$666.95 Million | ▼ -87 days |
| 2024 | 390 days | R$1.61 Billion | R$4.12 Million/day | R$322.30 Million | R$570.64 Million | ▲ +46 days |
| 2023 | 344 days | R$1.23 Billion | R$3.57 Million/day | R$394.58 Million | R$592.18 Million | ▼ -228 days |
| 2022 | 572 days | R$1.06 Billion | R$1.85 Million/day | R$377.12 Million | R$445.26 Million | ▲ +427 days |
| 2021 | 146 days | R$1.05 Billion | R$7.17 Million/day | R$449.44 Million | R$368.73 Million | ▼ -319 days |
| 2020 | 465 days | R$1.46 Billion | R$3.13 Million/day | R$418.75 Million | R$320.31 Million | ▼ -145 days |
| 2019 | 610 days | R$768.15 Million | R$1.26 Million/day | R$201.05 Million | R$359.70 Million | ▲ +297 days |
| 2018 | 313 days | R$900.03 Million | R$2.87 Million/day | R$137.45 Million | R$416.74 Million | ▼ -623 days |
| 2017 | 937 days | R$1.05 Billion | R$1.12 Million/day | R$146.69 Million | R$503.19 Million | ▲ +561 days |
| 2016 | 376 days | R$750.99 Million | R$2.00 Million/day | R$125.31 Million | R$382.42 Million | ▲ +151 days |
| 2015 | 226 days | R$294.70 Million | R$1.31 Million/day | R$- | R$133.88 Million | ▼ -7 days |
| 2014 | 233 days | R$310.24 Million | R$1.33 Million/day | R$- | R$35.34 Million | ▲ +114 days |
| 2013 | 118 days | R$130.65 Million | R$1.10 Million/day | R$- | R$28.68 Million | ▼ -49 days |
| 2012 | 168 days | R$139.78 Million | R$833.63K/day | R$- | R$19.14 Million | ▲ +61 days |
| 2011 | 107 days | R$83.55 Million | R$780.61K/day | R$- | R$12.23 Million | ▲ +44 days |
| 2010 | 63 days | R$22.61 Million | R$358.05K/day | R$- | R$6.52 Million | ▼ -27 days |
| 2009 | 91 days | R$21.91 Million | R$242.04K/day | R$- | R$6.61 Million | ▼ -15 days |
| 2008 | 105 days | R$13.10 Million | R$124.13K/day | R$- | R$6.48 Million | ▲ +78 days |
| 2007 | 28 days | R$2.47 Million | R$89.04K/day | R$- | R$2.47 Million | — |