Qualicorp Consultoria e Corretora de Seguros S.A (QUAL3) — Working Capital to Net Assets Ratio
Qualicorp Consultoria e Corretora de Seguros S.A (QUAL3) has a Working Capital to Net Assets ratio of -41.3% as of June 2026. Working capital of R$-559.40 Million (current assets of R$770.89 Million minus current liabilities of R$1.33 Billion) is measured against net assets of R$1.35 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See QUAL3 days of operational coverage to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Qualicorp Consultoria e Corretora de Seguros S.A Working Capital to Net Assets (2007–2025)
This chart shows how Qualicorp Consultoria e Corretora de Seguros S.A's Working Capital to Net Assets ratio has evolved across 19 annual periods from 2007 to 2025. As of June 2026, the ratio stands at -41.3%, reflecting working capital of R$-559.40 Million against net assets of R$1.35 Billion BRL. For the complete balance sheet picture, see Qualicorp Consultoria e Corretora de Seg total assets.
Annual Working Capital to Net Assets for Qualicorp Consultoria e Corretora de Seguros S.A (2007–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Qualicorp Consultoria e Corretora de Seguros S.A from 2007 to 2025, covering 19 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check QUAL3 asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (BRL) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -9.6% | R$-125.70 Million | R$1.31 Billion | R$1.22 Billion | R$1.35 Billion | ▼ -21.5 pp |
| 2024 | 11.9% | R$154.50 Million | R$1.30 Billion | R$1.66 Billion | R$1.50 Billion | ▼ -12.6 pp |
| 2023 | 24.5% | R$315.08 Million | R$1.29 Billion | R$1.62 Billion | R$1.30 Billion | ▼ -14.1 pp |
| 2022 | 38.6% | R$523.24 Million | R$1.36 Billion | R$1.20 Billion | R$674.38 Million | ▲ +145.9 pp |
| 2021 | -107.3% | R$-1.37 Billion | R$1.28 Billion | R$1.25 Billion | R$2.62 Billion | ▼ -136.5 pp |
| 2020 | 29.1% | R$491.04 Million | R$1.69 Billion | R$1.63 Billion | R$1.14 Billion | ▼ -1.7 pp |
| 2019 | 30.9% | R$434.75 Million | R$1.41 Billion | R$894.23 Million | R$459.48 Million | ▲ +33.7 pp |
| 2018 | -2.8% | R$-66.22 Million | R$2.35 Billion | R$981.67 Million | R$1.05 Billion | ▼ -29.3 pp |
| 2017 | 26.5% | R$626.72 Million | R$2.37 Billion | R$1.03 Billion | R$407.46 Million | ▲ +18.5 pp |
| 2016 | 7.9% | R$164.13 Million | R$2.07 Billion | R$892.78 Million | R$728.65 Million | ▼ -3.8 pp |
| 2015 | 11.7% | R$234.12 Million | R$1.99 Billion | R$710.95 Million | R$476.83 Million | ▼ -7.6 pp |
| 2014 | 19.4% | R$456.17 Million | R$2.36 Billion | R$942.40 Million | R$486.22 Million | ▲ +12.2 pp |
| 2013 | 7.2% | R$146.40 Million | R$2.05 Billion | R$549.17 Million | R$402.77 Million | ▲ +8.4 pp |
| 2012 | -1.2% | R$-24.52 Million | R$1.99 Billion | R$279.76 Million | R$304.27 Million | ▼ -10.5 pp |
| 2011 | 9.3% | R$179.78 Million | R$1.94 Billion | R$464.70 Million | R$284.92 Million | ▲ +6.4 pp |
| 2010 | 2.9% | R$46.70 Million | R$1.61 Billion | R$177.39 Million | R$130.69 Million | ▲ +0.3 pp |
| 2009 | 2.6% | R$3.42 Million | R$133.70 Million | R$91.76 Million | R$88.34 Million | ▼ -107.6 pp |
| 2008 | 110.2% | R$96.26 Million | R$87.36 Million | R$141.56 Million | R$45.31 Million | ▲ +54.7 pp |
| 2007 | 55.4% | R$-2.42 Million | R$-4.37 Million | R$30.07 Million | R$32.50 Million | — |