Qualicorp Consultoria e Corretora de Seguros S.A (QUAL3) — Working Capital to Net Assets Ratio
Qualicorp Consultoria e Corretora de Seguros S.A (QUAL3) has a Working Capital to Net Assets ratio of -8.7% as of March 2026. Working capital of R$-114.74 Million (current assets of R$1.28 Billion minus current liabilities of R$1.40 Billion) is measured against net assets of R$1.32 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See QUAL3 free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Qualicorp Consultoria e Corretora de Seguros S.A Working Capital to Net Assets (2007–2025)
This chart shows how Qualicorp Consultoria e Corretora de Seguros S.A's Working Capital to Net Assets ratio has evolved across 19 annual periods from 2007 to 2025. As of March 2026, the ratio stands at -8.7%, reflecting working capital of R$-114.74 Million against net assets of R$1.32 Billion BRL. See Qualicorp Consultoria e Corretora de Seg (QUAL3) defensive interval to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Qualicorp Consultoria e Corretora de Seguros S.A (2007–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Qualicorp Consultoria e Corretora de Seguros S.A from 2007 to 2025, covering 19 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market cap of Qualicorp Consultoria e Corretora de Seg.
| Year | WC/NA Ratio | Working Capital (BRL) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -9.6% | R$-125.70 Million | R$1.31 Billion | R$1.22 Billion | R$1.35 Billion | ▼ -21.5 pp |
| 2024 | 11.9% | R$154.50 Million | R$1.30 Billion | R$1.66 Billion | R$1.50 Billion | ▼ -12.6 pp |
| 2023 | 24.5% | R$315.08 Million | R$1.29 Billion | R$1.62 Billion | R$1.30 Billion | ▼ -14.1 pp |
| 2022 | 38.6% | R$523.24 Million | R$1.36 Billion | R$1.20 Billion | R$674.38 Million | ▲ +145.9 pp |
| 2021 | -107.3% | R$-1.37 Billion | R$1.28 Billion | R$1.25 Billion | R$2.62 Billion | ▼ -136.5 pp |
| 2020 | 29.1% | R$491.04 Million | R$1.69 Billion | R$1.63 Billion | R$1.14 Billion | ▼ -1.7 pp |
| 2019 | 30.9% | R$434.75 Million | R$1.41 Billion | R$894.23 Million | R$459.48 Million | ▲ +33.7 pp |
| 2018 | -2.8% | R$-66.22 Million | R$2.35 Billion | R$981.67 Million | R$1.05 Billion | ▼ -29.3 pp |
| 2017 | 26.5% | R$626.72 Million | R$2.37 Billion | R$1.03 Billion | R$407.46 Million | ▲ +18.5 pp |
| 2016 | 7.9% | R$164.13 Million | R$2.07 Billion | R$892.78 Million | R$728.65 Million | ▼ -3.8 pp |
| 2015 | 11.7% | R$234.12 Million | R$1.99 Billion | R$710.95 Million | R$476.83 Million | ▼ -7.6 pp |
| 2014 | 19.4% | R$456.17 Million | R$2.36 Billion | R$942.40 Million | R$486.22 Million | ▲ +12.2 pp |
| 2013 | 7.2% | R$146.40 Million | R$2.05 Billion | R$549.17 Million | R$402.77 Million | ▲ +8.4 pp |
| 2012 | -1.2% | R$-24.52 Million | R$1.99 Billion | R$279.76 Million | R$304.27 Million | ▼ -10.5 pp |
| 2011 | 9.3% | R$179.78 Million | R$1.94 Billion | R$464.70 Million | R$284.92 Million | ▲ +6.4 pp |
| 2010 | 2.9% | R$46.70 Million | R$1.61 Billion | R$177.39 Million | R$130.69 Million | ▲ +0.3 pp |
| 2009 | 2.6% | R$3.42 Million | R$133.70 Million | R$91.76 Million | R$88.34 Million | ▼ -107.6 pp |
| 2008 | 110.2% | R$96.26 Million | R$87.36 Million | R$141.56 Million | R$45.31 Million | ▲ +54.7 pp |
| 2007 | 55.4% | R$-2.42 Million | R$-4.37 Million | R$30.07 Million | R$32.50 Million | — |