Qualicorp Consultoria e Corretora de Seguros S.A (QUAL3) - Net Assets
Based on the latest financial reports, Qualicorp Consultoria e Corretora de Seguros S.A (QUAL3) has net assets worth R$1.32 Billion BRL (≈ $259.42 Million USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (R$3.98 Billion ≈ $780.43 Million USD) and total liabilities (R$2.66 Billion ≈ $521.01 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore QUAL3 current and non-current assets for the complete picture of this company's asset base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | R$1.32 Billion |
| % of Total Assets | 33.24% |
| Annual Growth Rate | N/A |
| 5-Year Change | 2.61% |
| 10-Year Change | -36.72% |
| Growth Volatility | 260.06 |
Qualicorp Consultoria e Corretora de Seguros S.A - Net Assets Trend (2007–2025)
This chart illustrates how Qualicorp Consultoria e Corretora de Seguros S.A's net assets have evolved over time, based on quarterly financial data. Check QUAL3 intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Net Assets for Qualicorp Consultoria e Corretora de Seguros S.A (2007–2025)
The table below shows the annual net assets of Qualicorp Consultoria e Corretora de Seguros S.A from 2007 to 2025. For live valuation and market cap data, see QUAL3 market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | R$1.31 Billion ≈ $256.73 Million |
+0.52% |
| 2024-12-31 | R$1.30 Billion ≈ $255.39 Million |
+1.25% |
| 2023-12-31 | R$1.29 Billion ≈ $252.24 Million |
-5.24% |
| 2022-12-31 | R$1.36 Billion ≈ $266.19 Million |
+6.40% |
| 2021-12-31 | R$1.28 Billion ≈ $250.19 Million |
-24.35% |
| 2020-12-31 | R$1.69 Billion ≈ $330.70 Million |
+19.68% |
| 2019-12-31 | R$1.41 Billion ≈ $276.32 Million |
-40.19% |
| 2018-12-31 | R$2.35 Billion ≈ $461.99 Million |
-0.52% |
| 2017-12-31 | R$2.37 Billion ≈ $464.43 Million |
+14.47% |
| 2016-12-31 | R$2.07 Billion ≈ $405.74 Million |
+3.71% |
| 2015-12-31 | R$1.99 Billion ≈ $391.24 Million |
-15.40% |
| 2014-12-31 | R$2.36 Billion ≈ $462.45 Million |
+15.11% |
| 2013-12-31 | R$2.05 Billion ≈ $401.73 Million |
+2.77% |
| 2012-12-31 | R$1.99 Billion ≈ $390.91 Million |
+2.79% |
| 2011-12-31 | R$1.94 Billion ≈ $380.29 Million |
+20.24% |
| 2010-12-31 | R$1.61 Billion ≈ $316.27 Million |
+1105.58% |
| 2009-12-31 | R$133.70 Million ≈ $26.23 Million |
+53.04% |
| 2008-12-31 | R$87.36 Million ≈ $17.14 Million |
+2097.30% |
| 2007-12-31 | R$-4.37 Million ≈ $-858.26K |
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Equity Component Analysis
This analysis shows how different components contribute to Qualicorp Consultoria e Corretora de Seguros S.A's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 25023400000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | R$250.23 Million | 19.39% |
| Common Stock | R$875.58 Million | 67.85% |
| Other Comprehensive Income | R$182.95 Million | 14.18% |
| Total Equity | R$1.29 Billion | 100.00% |
Qualicorp Consultoria e Corretora de Seguros S.A Competitors by Market Cap
The table below lists competitors of Qualicorp Consultoria e Corretora de Seguros S.A ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Net Insight AB (publ)
ST:NETI-B
|
$83.27 Million |
|
Vascon Engineers Limited
NSE:VASCONEQ
|
$83.32 Million |
|
Ganesh Benzoplast Limited
NSE:GANESHBE
|
$83.32 Million |
|
Energous Corporation
NASDAQ:WATT
|
$83.34 Million |
|
MFEC PCL
BK:MFEC
|
$83.25 Million |
|
Ybox Real Estate Ltd
TA:YBOX
|
$83.23 Million |
|
Omer-Decugis & Cie
PA:ALODC
|
$83.22 Million |
|
Bak Ambalaj Sanayi ve Ticaret AS
IS:BAKAB
|
$83.21 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Qualicorp Consultoria e Corretora de Seguros S.A's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,282,265,000 to 1,290,436,000, a change of 8,171,000 (0.6%).
- Net loss of 2,534,000 reduced equity.
- Dividend payments of 1,549,000 reduced retained earnings.
- Share repurchases of 400,000,000 reduced equity.
- Other comprehensive income increased equity by 123,188,000.
- Other factors increased equity by 289,066,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | R$-2.53 Million | -0.2% |
| Dividends Paid | R$1.55 Million | -0.12% |
| Share Repurchases | R$400.00 Million | -31.0% |
| Other Comprehensive Income | R$123.19 Million | +9.55% |
| Other Changes | R$289.07 Million | +22.4% |
| Total Change | R$- | 0.64% |
Book Value vs Market Value Analysis
This analysis compares Qualicorp Consultoria e Corretora de Seguros S.A's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.33x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 3.96x to 0.33x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2008-12-31 | R$0.38 | R$1.50 | x |
| 2009-12-31 | R$0.58 | R$1.50 | x |
| 2010-12-31 | R$6.97 | R$1.50 | x |
| 2011-12-31 | R$7.93 | R$1.50 | x |
| 2012-12-31 | R$7.47 | R$1.50 | x |
| 2013-12-31 | R$7.62 | R$1.50 | x |
| 2014-12-31 | R$8.13 | R$1.50 | x |
| 2015-12-31 | R$6.84 | R$1.50 | x |
| 2016-12-31 | R$7.11 | R$1.50 | x |
| 2017-12-31 | R$8.12 | R$1.50 | x |
| 2018-12-31 | R$8.22 | R$1.50 | x |
| 2019-12-31 | R$5.01 | R$1.50 | x |
| 2020-12-31 | R$5.92 | R$1.50 | x |
| 2021-12-31 | R$4.56 | R$1.50 | x |
| 2022-12-31 | R$4.83 | R$1.50 | x |
| 2023-12-31 | R$4.55 | R$1.50 | x |
| 2024-12-31 | R$4.54 | R$1.50 | x |
| 2025-12-31 | R$4.54 | R$1.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Qualicorp Consultoria e Corretora de Seguros S.A utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -0.20%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -0.18%
- • Asset Turnover: 0.36x
- • Equity Multiplier: 3.05x
- Recent ROE (-0.20%) is below the historical average (11.40%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2008 | 30.54% | 11.72% | 1.40x | 1.86x | R$17.95 Million |
| 2009 | 29.89% | 12.93% | 1.07x | 2.16x | R$26.60 Million |
| 2010 | -1.08% | -9.75% | 0.07x | 1.52x | R$-178.55 Million |
| 2011 | -1.74% | -5.01% | 0.24x | 1.47x | R$-228.30 Million |
| 2012 | 1.12% | 2.42% | 0.30x | 1.55x | R$-177.43 Million |
| 2013 | -1.58% | -2.64% | 0.37x | 1.63x | R$-232.67 Million |
| 2014 | 5.20% | 8.20% | 0.39x | 1.61x | R$-113.01 Million |
| 2015 | 11.41% | 13.13% | 0.50x | 1.73x | R$28.14 Million |
| 2016 | 19.61% | 20.60% | 0.55x | 1.74x | R$198.38 Million |
| 2017 | 15.66% | 17.86% | 0.59x | 1.49x | R$134.02 Million |
| 2018 | 16.86% | 20.55% | 0.54x | 1.51x | R$161.59 Million |
| 2019 | 26.43% | 18.60% | 0.60x | 2.38x | R$231.35 Million |
| 2020 | 23.29% | 19.35% | 0.46x | 2.62x | R$223.77 Million |
| 2021 | 28.89% | 17.45% | 0.48x | 3.48x | R$239.17 Million |
| 2022 | 6.89% | 4.76% | 0.43x | 3.35x | R$-41.83 Million |
| 2023 | -6.49% | -4.71% | 0.39x | 3.55x | R$-209.46 Million |
| 2024 | 0.51% | 0.42% | 0.36x | 3.41x | R$-121.65 Million |
| 2025 | -0.20% | -0.18% | 0.36x | 3.05x | R$-131.58 Million |
Industry Comparison
This section compares Qualicorp Consultoria e Corretora de Seguros S.A's net assets metrics with peer companies in the Healthcare Plans industry.
Industry Context
- Industry: Healthcare Plans
- Average net assets among peers: $719,458,000
- Average return on equity (ROE) among peers: 30.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Qualicorp Consultoria e Corretora de Seguros S.A (QUAL3) | R$1.32 Billion | 30.54% | 2.01x | $83.26 Million |
| Odontoprev S.A (ODPV3) | $719.46 Million | 30.44% | 0.27x | $1.56 Billion |
About Qualicorp Consultoria e Corretora de Seguros S.A
Qualicorp Consultoria e Corretora de Seguros S.A. operates as a multi-solution company in Brazil. The company provides private healthcare plans, markets and manages other insurance or complementary services, and provides services for the capture, routing, authorization, and billing of medical and hospital services. It also offers medical auditing services, medical billing processing, call center,… Read more