Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (002839) — Cash Flow Quality Index

Latest as of March 2026: 9.36x

Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (002839) has a Cash Flow Quality Index of 9.36x as of March 2026. Operating cash flow of CN¥5.40 Billion exceeds net income of CN¥576.38 Million, indicating high earnings quality where cash backs reported profits. Explore 002839 cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

9.36x
Operating CF / Net Income

Operating Cash Flow

CN¥5.40 Billion
CNY

Net Income

CN¥576.38 Million
CNY

Data as of

Mar 2026
Most recent filing

Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Cash Flow Quality Index (2005–2025)

Historical Cash Flow Quality Index for Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see 002839 cash flow conversion.

Annual Cash Flow Quality Index for Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (2005–2025)

Year-by-year earnings quality comparison for Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd.

Year Quality Index Operating CF (CNY) Net Income YoY Change
2025 -1.64x CN¥-3.24 Billion CN¥1.98 Billion ▼ -632.7%
2024 -0.22x CN¥-419.78 Million CN¥1.88 Billion ▼ -122.4%
2023 1.00x CN¥1.80 Billion CN¥1.80 Billion ▼ -77.8%
2022 4.49x CN¥7.63 Billion CN¥1.70 Billion ▲ +3696.1%
2021 0.12x CN¥158.22 Million CN¥1.34 Billion ▼ -98.5%
2020 7.65x CN¥7.62 Billion CN¥995.62 Million ▲ +289.9%
2019 -4.03x CN¥-3.78 Billion CN¥937.40 Million ▲ +13.2%
2018 -4.64x CN¥-3.80 Billion CN¥817.74 Million ▼ -163.6%
2017 7.30x CN¥5.51 Billion CN¥754.29 Million ▼ -18.9%
2016 9.00x CN¥6.27 Billion CN¥695.80 Million ▼ -22.4%
2015 11.60x CN¥7.90 Billion CN¥681.08 Million ▲ +340.6%
2014 -4.82x CN¥-3.48 Billion CN¥721.29 Million ▲ +8.2%
2013 -5.25x CN¥-5.42 Billion CN¥1.03 Billion ▼ -313.8%
2012 2.46x CN¥2.40 Billion CN¥978.01 Million ▼ -60.1%
2011 6.15x CN¥5.59 Billion CN¥908.88 Million ▼ -68.4%
2010 19.46x CN¥13.23 Billion CN¥679.68 Million ▲ +1558.7%
2009 1.17x CN¥608.89 Million CN¥518.98 Million ▲ +242.6%
2008 0.34x CN¥171.66 Million CN¥501.26 Million ▼ -95.8%
2007 8.22x CN¥3.85 Billion CN¥467.91 Million ▲ +165.3%
2006 3.10x CN¥967.82 Million CN¥312.28 Million ▼ -28.6%
2005 4.34x CN¥1.33 Billion CN¥307.50 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.