Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (002839) — Defensive Interval Ratio

Latest as of March 2024: -79 days

Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (002839) has a Defensive Interval Ratio of -79 days as of March 2024. Defensive assets of CN¥-37.74 Billion (cash CN¥-, short-term investments CN¥-37.74 Billion, receivables CN¥-) cover -79 days of daily cash needs of CN¥475.01 Million/day.

Defensive Interval Ratio

-79 days
Days of operational coverage

Defensive Assets

CN¥-37.74 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CN¥475.01 Million
Current Liabilities ÷ 365

Current Liabilities

CN¥173.38 Billion
CNY

Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Defensive Interval Ratio (2005–2021)

This chart shows how Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd's Defensive Interval Ratio has evolved across 17 annual periods from 2005 to 2021. As of March 2024, the ratio stands at -79 days, meaning defensive assets of CN¥-37.74 Billion can fund -79 days of operations without new revenue. For the complete balance sheet picture, see Jiangsu Zhangjiagang Rural Commercial Ba asset portfolio.

Annual Defensive Interval Ratio for Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (2005–2021)

The table below presents the year-by-year Defensive Interval Ratio for Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd from 2005 to 2021, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital to net assets of Jiangsu Zhangjiagang Rural Commercial Ba to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CNY) Daily Cash Need Cash ST Investments Change (days)
2021 1 days CN¥259.62 Million CN¥346.77 Million/day CN¥- CN¥- ▲ +0 days
2020 1 days CN¥166.30 Million CN¥302.51 Million/day CN¥- CN¥- ▼ -1 days
2019 1 days CN¥302.87 Million CN¥257.06 Million/day CN¥- CN¥- ▼ -31 days
2018 32 days CN¥7.44 Billion CN¥234.43 Million/day CN¥- CN¥225.07 Million ▼ -22 days
2017 54 days CN¥11.07 Billion CN¥204.34 Million/day CN¥- CN¥2.54 Billion ▲ +23 days
2016 31 days CN¥5.78 Billion CN¥185.17 Million/day CN¥- CN¥518.15 Million ▼ -13 days
2015 44 days CN¥7.42 Billion CN¥168.67 Million/day CN¥- CN¥2.36 Billion ▼ -3 days
2014 47 days CN¥7.11 Billion CN¥152.94 Million/day CN¥- CN¥6.68 Billion ▲ +39 days
2013 7 days CN¥1.20 Billion CN¥163.98 Million/day CN¥- CN¥837.55 Million ▼ -21 days
2012 28 days CN¥4.51 Billion CN¥158.14 Million/day CN¥- CN¥4.15 Billion ▼ -18 days
2011 47 days CN¥7.56 Billion CN¥162.07 Million/day CN¥- CN¥7.23 Billion ▲ +45 days
2010 2 days CN¥204.24 Million CN¥121.79 Million/day CN¥- CN¥- ▼ -1 days
2009 3 days CN¥188.54 Million CN¥73.34 Million/day CN¥- CN¥- ▼ -1 days
2008 4 days CN¥208.05 Million CN¥57.30 Million/day CN¥- CN¥- ▲ +0 days
2007 4 days CN¥179.16 Million CN¥49.95 Million/day CN¥- CN¥- ▲ +1 days
2006 3 days CN¥125.29 Million CN¥41.09 Million/day CN¥- CN¥- ▲ +1 days
2005 2 days CN¥77.16 Million CN¥35.83 Million/day CN¥- CN¥- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)