Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (002839) — Financial Flexibility Index

Latest as of March 2026: 0.02x

Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (002839) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of CN¥5.40 Billion (operating CF CN¥5.40 Billion minus capex CN¥5.87 Million) represents 0% of total liabilities (CN¥219.08 Billion). Check 002839 capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

CN¥5.40 Billion
Operating CF − Capex

Total Liabilities

CN¥219.08 Billion
CNY

Capital Expenditures

CN¥5.87 Million
CNY

Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Financial Flexibility Index (2005–2025)

Historical Financial Flexibility Index trend for Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd across 21 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Jiangsu Zhangjiagang Rural Commercial Ba.

Annual Financial Flexibility Index for Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (2005–2025)

Year-by-year free cash flow to debt coverage for Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd. Explore Jiangsu Zhangjiagang Rural Commercial Ba (002839) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (CNY) Operating CF Total Liabilities YoY Change
2025 -0.02x CN¥-3.17 Billion CN¥-3.24 Billion CN¥206.53 Billion ▼ -798.1%
2024 0.00x CN¥-340.42 Million CN¥-419.78 Million CN¥199.01 Billion ▼ -117.0%
2023 0.01x CN¥1.91 Billion CN¥1.80 Billion CN¥189.92 Billion ▼ -78.1%
2022 0.05x CN¥7.91 Billion CN¥7.63 Billion CN¥171.81 Billion ▲ +1429.3%
2021 0.00x CN¥451.53 Million CN¥158.22 Million CN¥150.01 Billion ▼ -95.0%
2020 0.06x CN¥8.00 Billion CN¥7.62 Billion CN¥132.58 Billion ▲ +293.2%
2019 -0.03x CN¥-3.51 Billion CN¥-3.78 Billion CN¥112.31 Billion ▲ +10.8%
2018 -0.03x CN¥-3.62 Billion CN¥-3.80 Billion CN¥103.54 Billion ▼ -158.2%
2017 0.06x CN¥5.70 Billion CN¥5.51 Billion CN¥94.74 Billion ▼ -22.8%
2016 0.08x CN¥6.44 Billion CN¥6.27 Billion CN¥82.73 Billion ▼ -28.2%
2015 0.11x CN¥8.16 Billion CN¥7.90 Billion CN¥75.21 Billion ▲ +315.0%
2014 -0.05x CN¥-3.31 Billion CN¥-3.48 Billion CN¥65.52 Billion ▲ +36.8%
2013 -0.08x CN¥-5.35 Billion CN¥-5.42 Billion CN¥66.98 Billion ▼ -315.0%
2012 0.04x CN¥2.47 Billion CN¥2.40 Billion CN¥66.46 Billion ▼ -57.0%
2011 0.09x CN¥5.68 Billion CN¥5.59 Billion CN¥65.72 Billion ▼ -68.2%
2010 0.27x CN¥13.28 Billion CN¥13.23 Billion CN¥48.93 Billion ▲ +1119.1%
2009 0.02x CN¥651.32 Million CN¥608.89 Million CN¥29.25 Billion ▲ +140.2%
2008 0.01x CN¥222.03 Million CN¥171.66 Million CN¥23.95 Billion ▼ -94.9%
2007 0.18x CN¥3.99 Billion CN¥3.85 Billion CN¥22.09 Billion ▲ +180.5%
2006 0.06x CN¥1.04 Billion CN¥967.82 Million CN¥16.08 Billion ▼ -38.0%
2005 0.10x CN¥1.38 Billion CN¥1.33 Billion CN¥13.29 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities