Hypothekarbank Lenzburg AG (HBLN) — Cash Flow Quality Index

Latest as of December 2024: -24.65x

Hypothekarbank Lenzburg AG (HBLN) has a Cash Flow Quality Index of -24.65x as of December 2024. Operating cash flow of CHF-252.07 Million is below net income of CHF10.23 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Hypothekarbank Lenzburg AG cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-24.65x
Operating CF / Net Income

Operating Cash Flow

CHF-252.07 Million
CHF

Net Income

CHF10.23 Million
CHF

Data as of

Dec 2024
Most recent filing

Hypothekarbank Lenzburg AG Cash Flow Quality Index (2009–2024)

Historical Cash Flow Quality Index for Hypothekarbank Lenzburg AG across 15 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Hypothekarbank Lenzburg AG cash conversion from operations.

Annual Cash Flow Quality Index for Hypothekarbank Lenzburg AG (2009–2024)

Year-by-year earnings quality comparison for Hypothekarbank Lenzburg AG.

Year Quality Index Operating CF (CHF) Net Income YoY Change
2024 -24.65x CHF-504.14 Million CHF20.45 Million ▼ -29.4%
2023 -19.05x CHF-405.40 Million CHF21.28 Million ▲ +18.0%
2022 -23.23x CHF-418.88 Million CHF18.03 Million ▼ -1604.8%
2021 1.54x CHF28.18 Million CHF18.25 Million ▼ -42.1%
2020 2.67x CHF25.35 Million CHF9.50 Million ▲ +478.3%
2019 0.46x CHF9.71 Million CHF21.05 Million ▲ +7.8%
2018 0.43x CHF8.91 Million CHF20.83 Million ▲ +49.3%
2017 0.29x CHF6.32 Million CHF22.08 Million ▲ +13.6%
2016 0.25x CHF5.46 Million CHF21.63 Million ▼ -79.9%
2014 1.26x CHF26.64 Million CHF21.20 Million ▲ +141.7%
2013 -3.01x CHF-64.44 Million CHF21.40 Million ▼ -221.3%
2012 2.48x CHF52.81 Million CHF21.27 Million ▲ +165.2%
2011 0.94x CHF21.01 Million CHF22.45 Million ▼ -1.1%
2010 0.95x CHF21.87 Million CHF23.10 Million ▲ +1.2%
2009 0.94x CHF20.91 Million CHF22.36 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.