Bank Leumi Le-Israel B.M (LUMI) — Cash Flow Quality Index
Bank Leumi Le-Israel B.M (LUMI) has a Cash Flow Quality Index of -3.19x as of March 2026. Operating cash flow of ILA-7.47 Billion is below net income of ILA2.35 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore LUMI operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Leumi Le-Israel B.M Cash Flow Quality Index (2003–2025)
Historical Cash Flow Quality Index for Bank Leumi Le-Israel B.M across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Bank Leumi Le-Israel B.M operating cash flow efficiency.
Annual Cash Flow Quality Index for Bank Leumi Le-Israel B.M (2003–2025)
Year-by-year earnings quality comparison for Bank Leumi Le-Israel B.M.
| Year | Quality Index | Operating CF (ILA) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.60x | ILA6.18 Billion | ILA10.26 Billion | ▼ -60.8% |
| 2024 | 1.53x | ILA15.04 Billion | ILA9.80 Billion | ▲ +8209.6% |
| 2023 | -0.02x | ILA-133.00 Million | ILA7.03 Billion | ▼ -102.4% |
| 2022 | 0.79x | ILA6.09 Billion | ILA7.72 Billion | ▼ -7.9% |
| 2021 | 0.86x | ILA5.20 Billion | ILA6.07 Billion | ▼ -67.3% |
| 2020 | 2.62x | ILA5.56 Billion | ILA2.12 Billion | ▼ -27.2% |
| 2019 | 3.60x | ILA12.80 Billion | ILA3.56 Billion | ▲ +533.8% |
| 2018 | 0.57x | ILA1.89 Billion | ILA3.32 Billion | ▼ -73.3% |
| 2017 | 2.12x | ILA6.79 Billion | ILA3.20 Billion | ▼ -13.5% |
| 2016 | 2.45x | ILA6.94 Billion | ILA2.83 Billion | ▼ -65.2% |
| 2015 | 7.05x | ILA20.20 Billion | ILA2.87 Billion | ▲ +400.7% |
| 2014 | 1.41x | ILA2.01 Billion | ILA1.43 Billion | ▼ -10.4% |
| 2013 | 1.57x | ILA3.19 Billion | ILA2.03 Billion | ▼ -86.7% |
| 2012 | 11.83x | ILA11.45 Billion | ILA968.00 Million | ▲ +164.7% |
| 2011 | 4.47x | ILA8.65 Billion | ILA1.94 Billion | ▲ +194.8% |
| 2010 | -4.71x | ILA-11.18 Billion | ILA2.37 Billion | ▼ -152.7% |
| 2009 | 8.94x | ILA19.01 Billion | ILA2.12 Billion | ▼ -84.8% |
| 2008 | 58.93x | ILA5.42 Billion | ILA92.00 Million | ▲ +5305.6% |
| 2007 | 1.09x | ILA3.66 Billion | ILA3.36 Billion | ▲ +25.5% |
| 2006 | 0.87x | ILA3.07 Billion | ILA3.53 Billion | ▼ -50.1% |
| 2005 | 1.74x | ILA3.72 Billion | ILA2.14 Billion | ▼ -9.1% |
| 2004 | 1.91x | ILA3.57 Billion | ILA1.86 Billion | ▼ -23.5% |
| 2003 | 2.50x | ILA2.86 Billion | ILA1.15 Billion | — |