Bank Leumi Le-Israel B.M (LUMI) — Cash Flow Quality Index
Bank Leumi Le-Israel B.M (LUMI) has a Cash Flow Quality Index of -1.25x as of December 2025. Operating cash flow of ILA-3.18 Billion is below net income of ILA2.55 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore LUMI long-term investments to assets to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Leumi Le-Israel B.M Cash Flow Quality Index (2003–2025)
Historical Cash Flow Quality Index for Bank Leumi Le-Israel B.M across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Bank Leumi Le-Israel B.M tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Bank Leumi Le-Israel B.M (2003–2025)
Year-by-year earnings quality comparison for Bank Leumi Le-Israel B.M. For live market cap and the full company financial profile, see Bank Leumi Le-Israel B.M market cap and net worth.
| Year | Quality Index | Operating CF (ILA) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.60x | ILA6.18 Billion | ILA10.26 Billion | ▼ -60.8% |
| 2024 | 1.53x | ILA15.04 Billion | ILA9.80 Billion | ▲ +8209.6% |
| 2023 | -0.02x | ILA-133.00 Million | ILA7.03 Billion | ▼ -102.4% |
| 2022 | 0.79x | ILA6.09 Billion | ILA7.72 Billion | ▼ -7.9% |
| 2021 | 0.86x | ILA5.20 Billion | ILA6.07 Billion | ▼ -67.3% |
| 2020 | 2.62x | ILA5.56 Billion | ILA2.12 Billion | ▼ -27.2% |
| 2019 | 3.60x | ILA12.80 Billion | ILA3.56 Billion | ▲ +533.8% |
| 2018 | 0.57x | ILA1.89 Billion | ILA3.32 Billion | ▼ -73.3% |
| 2017 | 2.12x | ILA6.79 Billion | ILA3.20 Billion | ▼ -13.5% |
| 2016 | 2.45x | ILA6.94 Billion | ILA2.83 Billion | ▼ -65.2% |
| 2015 | 7.05x | ILA20.20 Billion | ILA2.87 Billion | ▲ +400.7% |
| 2014 | 1.41x | ILA2.01 Billion | ILA1.43 Billion | ▼ -10.4% |
| 2013 | 1.57x | ILA3.19 Billion | ILA2.03 Billion | ▼ -86.7% |
| 2012 | 11.83x | ILA11.45 Billion | ILA968.00 Million | ▲ +164.7% |
| 2011 | 4.47x | ILA8.65 Billion | ILA1.94 Billion | ▲ +194.8% |
| 2010 | -4.71x | ILA-11.18 Billion | ILA2.37 Billion | ▼ -152.7% |
| 2009 | 8.94x | ILA19.01 Billion | ILA2.12 Billion | ▼ -84.8% |
| 2008 | 58.93x | ILA5.42 Billion | ILA92.00 Million | ▲ +5305.6% |
| 2007 | 1.09x | ILA3.66 Billion | ILA3.36 Billion | ▲ +25.5% |
| 2006 | 0.87x | ILA3.07 Billion | ILA3.53 Billion | ▼ -50.1% |
| 2005 | 1.74x | ILA3.72 Billion | ILA2.14 Billion | ▼ -9.1% |
| 2004 | 1.91x | ILA3.57 Billion | ILA1.86 Billion | ▼ -23.5% |
| 2003 | 2.50x | ILA2.86 Billion | ILA1.15 Billion | — |