Bank Leumi Le-Israel B.M (LUMI) — Free Cash Flow Generation Index
Bank Leumi Le-Israel B.M (LUMI) has a Free Cash Flow Generation Index of 0.97x as of September 2025. Free cash flow of ILA6.88 Billion represents 1% of operating cash flow (ILA7.08 Billion). Explore Bank Leumi Le-Israel B.M capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Bank Leumi Le-Israel B.M Free Cash Flow Generation Index (2003–2025)
Historical FCF Generation Index trend for Bank Leumi Le-Israel B.M across 21 annual periods. For the full cash flow conversion analysis, see LUMI cash generation efficiency.
Annual Free Cash Flow Generation for Bank Leumi Le-Israel B.M (2003–2025)
Year-by-year Free Cash Flow Generation Index for Bank Leumi Le-Israel B.M. Check Bank Leumi Le-Israel B.M (LUMI) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (ILA) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.85x | ILA5.27 Billion | ILA6.18 Billion | ILA904.00 Million | ▼ -10.2% |
| 2024 | 0.95x | ILA14.30 Billion | ILA15.04 Billion | ILA737.00 Million | ▲ +8.8% |
| 2022 | 0.87x | ILA5.33 Billion | ILA6.09 Billion | ILA765.00 Million | ▼ -2.4% |
| 2021 | 0.90x | ILA4.66 Billion | ILA5.20 Billion | ILA543.00 Million | ▲ +0.3% |
| 2020 | 0.89x | ILA4.96 Billion | ILA5.56 Billion | ILA594.00 Million | ▼ -3.6% |
| 2019 | 0.93x | ILA11.86 Billion | ILA12.80 Billion | ILA942.00 Million | ▲ +49.4% |
| 2018 | 0.62x | ILA1.17 Billion | ILA1.89 Billion | ILA716.00 Million | ▼ -31.6% |
| 2017 | 0.91x | ILA6.15 Billion | ILA6.79 Billion | ILA637.00 Million | ▼ -0.3% |
| 2016 | 0.91x | ILA6.30 Billion | ILA6.94 Billion | ILA634.00 Million | ▼ -6.2% |
| 2015 | 0.97x | ILA19.57 Billion | ILA20.20 Billion | ILA627.00 Million | ▲ +46.9% |
| 2014 | 0.66x | ILA1.32 Billion | ILA2.01 Billion | ILA683.00 Million | ▼ -18.4% |
| 2013 | 0.81x | ILA2.58 Billion | ILA3.19 Billion | ILA610.00 Million | ▼ -13.3% |
| 2012 | 0.93x | ILA10.68 Billion | ILA11.45 Billion | ILA770.00 Million | ▲ +2.2% |
| 2011 | 0.91x | ILA7.90 Billion | ILA8.65 Billion | ILA755.00 Million | ▼ -4.9% |
| 2009 | 0.96x | ILA18.25 Billion | ILA19.01 Billion | ILA759.00 Million | ▲ +10.6% |
| 2008 | 0.87x | ILA4.71 Billion | ILA5.42 Billion | ILA715.00 Million | ▲ +7.2% |
| 2007 | 0.81x | ILA2.96 Billion | ILA3.66 Billion | ILA697.00 Million | ▲ +1.6% |
| 2006 | 0.80x | ILA2.45 Billion | ILA3.07 Billion | ILA624.00 Million | ▼ -4.0% |
| 2005 | 0.83x | ILA3.08 Billion | ILA3.72 Billion | ILA632.00 Million | ▼ -3.3% |
| 2004 | 0.86x | ILA3.06 Billion | ILA3.57 Billion | ILA507.00 Million | ▲ +2.8% |
| 2003 | 0.83x | ILA2.39 Billion | ILA2.86 Billion | ILA474.00 Million | — |