Bank Leumi Le-Israel B.M (LUMI) — Defensive Interval Ratio

Latest as of March 2026: 8 days

Bank Leumi Le-Israel B.M (LUMI) has a Defensive Interval Ratio of 8 days as of March 2026. Defensive assets of ILA15.80 Billion (cash ILA-, short-term investments ILA15.80 Billion, receivables ILA-) cover 8 days of daily cash needs of ILA1.94 Billion/day.

Defensive Interval Ratio

8 days
Days of operational coverage

Defensive Assets

ILA15.80 Billion
Cash + ST Investments + Receivables

Daily Cash Need

ILA1.94 Billion
Current Liabilities ÷ 365

Current Liabilities

ILA708.42 Billion
ILA

Bank Leumi Le-Israel B.M Defensive Interval Ratio (2012–2025)

This chart shows how Bank Leumi Le-Israel B.M's Defensive Interval Ratio has evolved across 13 annual periods from 2012 to 2025. As of March 2026, the ratio stands at 8 days, meaning defensive assets of ILA15.80 Billion can fund 8 days of operations without new revenue. For the complete balance sheet picture, see LUMI total assets.

Annual Defensive Interval Ratio for Bank Leumi Le-Israel B.M (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank Leumi Le-Israel B.M from 2012 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Bank Leumi Le-Israel B.M (LUMI) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (ILA) Daily Cash Need Cash ST Investments Change (days)
2025 203 days ILA15.72 Billion ILA77.26 Million/day ILA- ILA15.72 Billion ▲ +203 days
2024 0 days ILA325.00 Million ILA845.81 Million/day ILA- ILA- ▼ -107 days
2023 107 days ILA382.00 Million ILA3.57 Million/day ILA- ILA- ▲ +57 days
2022 50 days ILA242.00 Million ILA4.84 Million/day ILA- ILA- ▼ -35 days
2021 85 days ILA428.00 Million ILA5.04 Million/day ILA- ILA- ▼ -293 days
2020 378 days ILA1.55 Billion ILA4.11 Million/day ILA- ILA- ▼ -794 days
2019 1172 days ILA5.61 Billion ILA4.79 Million/day ILA- ILA4.02 Billion ▲ +321 days
2017 851 days ILA4.70 Billion ILA5.52 Million/day ILA- ILA4.39 Billion ▲ +49 days
2016 802 days ILA4.08 Billion ILA5.09 Million/day ILA- ILA3.77 Billion ▼ -204 days
2015 1007 days ILA4.75 Billion ILA4.72 Million/day ILA- ILA4.09 Billion ▼ -1132 days
2014 2139 days ILA7.14 Billion ILA3.34 Million/day ILA- ILA6.70 Billion ▲ +1481 days
2013 658 days ILA3.52 Billion ILA5.35 Million/day ILA- ILA2.93 Billion ▼ -569 days
2012 1227 days ILA5.25 Billion ILA4.28 Million/day ILA- ILA4.41 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)