Bank Leumi Le-Israel B.M (LUMI) — Financial Flexibility Index
Bank Leumi Le-Israel B.M (LUMI) has a Financial Flexibility Index of -0.01x as of March 2026. Free cash flow of ILA-7.23 Billion (operating CF ILA-7.47 Billion minus capex ILA245.00 Million) represents 0% of total liabilities (ILA835.01 Billion). Check Bank Leumi Le-Israel B.M total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Leumi Le-Israel B.M Financial Flexibility Index (2003–2025)
Historical Financial Flexibility Index trend for Bank Leumi Le-Israel B.M across 23 annual periods. For the full cash flow conversion analysis, see how efficiently does Bank Leumi Le-Israel B.M generate cash.
Annual Financial Flexibility Index for Bank Leumi Le-Israel B.M (2003–2025)
Year-by-year free cash flow to debt coverage for Bank Leumi Le-Israel B.M. Explore LUMI operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (ILA) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | ILA7.08 Billion | ILA6.18 Billion | ILA804.84 Billion | ▼ -59.6% |
| 2024 | 0.02x | ILA15.78 Billion | ILA15.04 Billion | ILA723.89 Billion | ▲ +2007.7% |
| 2023 | 0.00x | ILA700.00 Million | ILA-133.00 Million | ILA677.00 Billion | ▼ -90.2% |
| 2022 | 0.01x | ILA6.86 Billion | ILA6.09 Billion | ILA649.72 Billion | ▲ +12.9% |
| 2021 | 0.01x | ILA5.74 Billion | ILA5.20 Billion | ILA614.40 Billion | ▼ -21.3% |
| 2020 | 0.01x | ILA6.15 Billion | ILA5.56 Billion | ILA517.94 Billion | ▼ -62.6% |
| 2019 | 0.03x | ILA13.75 Billion | ILA12.80 Billion | ILA432.91 Billion | ▼ -78.3% |
| 2018 | 0.15x | ILA2.60 Billion | ILA1.89 Billion | ILA17.80 Billion | ▲ +721.0% |
| 2017 | 0.02x | ILA7.43 Billion | ILA6.79 Billion | ILA417.29 Billion | ▼ -4.4% |
| 2016 | 0.02x | ILA7.57 Billion | ILA6.94 Billion | ILA406.89 Billion | ▼ -65.4% |
| 2015 | 0.05x | ILA20.83 Billion | ILA20.20 Billion | ILA387.39 Billion | ▲ +641.5% |
| 2014 | 0.01x | ILA2.69 Billion | ILA2.01 Billion | ILA370.85 Billion | ▼ -33.6% |
| 2013 | 0.01x | ILA3.80 Billion | ILA3.19 Billion | ILA348.07 Billion | ▼ -68.7% |
| 2012 | 0.03x | ILA12.22 Billion | ILA11.45 Billion | ILA350.93 Billion | ▼ -88.9% |
| 2011 | 0.31x | ILA9.41 Billion | ILA8.65 Billion | ILA30.00 Billion | ▲ +180.7% |
| 2010 | -0.39x | ILA-10.46 Billion | ILA-11.18 Billion | ILA26.94 Billion | ▼ -688.8% |
| 2009 | 0.07x | ILA19.77 Billion | ILA19.01 Billion | ILA299.63 Billion | ▼ -77.8% |
| 2008 | 0.30x | ILA6.14 Billion | ILA5.42 Billion | ILA20.64 Billion | ▼ -98.4% |
| 2007 | 18.86x | ILA4.36 Billion | ILA3.66 Billion | ILA231.00 Million | ▲ +7874.4% |
| 2006 | 0.24x | ILA3.69 Billion | ILA3.07 Billion | ILA15.62 Billion | ▼ -6.2% |
| 2005 | 0.25x | ILA4.35 Billion | ILA3.72 Billion | ILA17.25 Billion | ▼ -30.4% |
| 2004 | 0.36x | ILA4.07 Billion | ILA3.57 Billion | ILA11.26 Billion | ▲ +2416.8% |
| 2003 | 0.01x | ILA3.34 Billion | ILA2.86 Billion | ILA232.11 Billion | — |