National Bank of Canada (NA) — Cash Flow Quality Index

Latest as of April 2026: 3.06x

National Bank of Canada (NA) has a Cash Flow Quality Index of 3.06x as of April 2026. Operating cash flow of CA$3.78 Billion exceeds net income of CA$1.23 Billion, indicating high earnings quality where cash backs reported profits. Explore NA cash flow conversion to assess how effectively this company generates cash.

Cash Flow Quality Index

3.06x
Operating CF / Net Income

Operating Cash Flow

CA$3.78 Billion
CAD

Net Income

CA$1.23 Billion
CAD

Data as of

Apr 2026
Most recent filing

National Bank of Canada Cash Flow Quality Index (1993–2025)

Historical Cash Flow Quality Index for National Bank of Canada across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check National Bank of Canada investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for National Bank of Canada (1993–2025)

Year-by-year earnings quality comparison for National Bank of Canada. For live market cap and the full company financial profile, see National Bank of Canada stock valuation.

Year Quality Index Operating CF (CAD) Net Income YoY Change
2025 1.15x CA$4.63 Billion CA$4.02 Billion ▼ -5.3%
2024 1.22x CA$4.65 Billion CA$3.82 Billion ▼ -21.3%
2023 1.55x CA$5.17 Billion CA$3.34 Billion ▲ +372.6%
2022 -0.57x CA$-1.92 Billion CA$3.38 Billion ▼ -129.5%
2021 1.92x CA$6.04 Billion CA$3.14 Billion ▼ -80.0%
2020 9.59x CA$19.98 Billion CA$2.08 Billion ▲ +169.0%
2019 3.57x CA$8.28 Billion CA$2.32 Billion ▲ +35.7%
2018 2.63x CA$5.86 Billion CA$2.23 Billion ▲ +249.6%
2017 0.75x CA$1.52 Billion CA$2.02 Billion ▼ -82.6%
2016 4.33x CA$5.44 Billion CA$1.26 Billion ▲ +10.0%
2015 3.94x CA$6.38 Billion CA$1.62 Billion ▲ +39.5%
2014 2.82x CA$4.15 Billion CA$1.47 Billion ▲ +487.7%
2013 0.48x CA$696.00 Million CA$1.45 Billion ▼ -59.6%
2012 1.19x CA$1.94 Billion CA$1.63 Billion ▼ -25.8%
2011 1.60x CA$2.08 Billion CA$1.30 Billion ▲ +130.3%
2010 -5.30x CA$-5.48 Billion CA$1.03 Billion ▼ -1125.9%
2009 -0.43x CA$-369.00 Million CA$854.00 Million ▲ +78.4%
2008 -2.00x CA$-1.55 Billion CA$776.00 Million ▼ -141.2%
2007 4.85x CA$2.63 Billion CA$541.00 Million ▲ +275.9%
2006 -2.76x CA$-2.40 Billion CA$871.00 Million ▲ +57.9%
2005 -6.55x CA$-5.60 Billion CA$855.00 Million ▼ -1785.1%
2004 0.39x CA$282.00 Million CA$725.00 Million ▲ +105.1%
2003 -7.57x CA$-4.72 Billion CA$624.00 Million ▼ -121.8%
2002 -3.41x CA$-1.46 Billion CA$429.00 Million ▼ -79.9%
2001 -1.90x CA$-1.07 Billion CA$563.00 Million ▼ -196.4%
2000 1.97x CA$1.00 Billion CA$509.00 Million ▲ +31.3%
1999 1.50x CA$625.00 Million CA$417.00 Million ▲ +51.3%
1998 0.99x CA$313.00 Million CA$316.00 Million ▼ -78.5%
1997 4.60x CA$1.57 Billion CA$342.00 Million ▲ +1989.4%
1996 0.22x CA$70.00 Million CA$318.00 Million ▼ -94.6%
1995 4.09x CA$1.00 Billion CA$245.00 Million ▲ +129.4%
1994 1.78x CA$387.70 Million CA$217.20 Million ▼ -41.4%
1993 3.04x CA$531.40 Million CA$174.60 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.