Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB) — Cash Flow Quality Index

Latest as of March 2026: 3.74x

Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB) has a Cash Flow Quality Index of 3.74x as of March 2026. Operating cash flow of ₫35.40 Trillion exceeds net income of ₫9.46 Trillion, indicating high earnings quality where cash backs reported profits. Explore VCB long-term investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

3.74x
Operating CF / Net Income

Operating Cash Flow

₫35.40 Trillion
VND

Net Income

₫9.46 Trillion
VND

Data as of

Mar 2026
Most recent filing

Joint Stock Commercial Bank for Foreign Trade of Vietnam Cash Flow Quality Index (2019–2025)

Historical Cash Flow Quality Index for Joint Stock Commercial Bank for Foreign Trade of Vietnam across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Joint Stock Commercial Bank for Foreign (VCB) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Joint Stock Commercial Bank for Foreign Trade of Vietnam (2019–2025)

Year-by-year earnings quality comparison for Joint Stock Commercial Bank for Foreign Trade of Vietnam. For live market cap and the full company financial profile, see Joint Stock Commercial Bank for Foreign (VCB) market capitalisation.

Year Quality Index Operating CF (VND) Net Income YoY Change
2025 3.30x ₫116.23 Trillion ₫35.18 Trillion ▲ +89.1%
2024 1.75x ₫59.12 Trillion ₫33.83 Trillion ▼ -22.2%
2023 2.25x ₫74.18 Trillion ₫33.03 Trillion ▲ +241.4%
2022 -1.59x ₫-47.48 Trillion ₫29.89 Trillion ▲ +78.2%
2021 -7.29x ₫-159.76 Trillion ₫21.91 Trillion ▼ -72.3%
2020 -4.23x ₫-78.06 Trillion ₫18.45 Trillion ▲ +20.5%
2019 -5.32x ₫-98.54 Trillion ₫18.51 Trillion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.