Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB) — Financial Flexibility Index

Latest as of March 2026: 0.02x

Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of ₫35.71 Trillion (operating CF ₫35.40 Trillion minus capex ₫308.37 Billion) represents 0% of total liabilities (₫2316.93 Trillion). Check asset allocation strategy of Joint Stock Commercial Bank for Foreign to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

₫35.71 Trillion
Operating CF − Capex

Total Liabilities

₫2316.93 Trillion
VND

Capital Expenditures

₫308.37 Billion
VND

Joint Stock Commercial Bank for Foreign Trade of Vietnam Financial Flexibility Index (2019–2025)

Historical Financial Flexibility Index trend for Joint Stock Commercial Bank for Foreign Trade of Vietnam across 7 annual periods. See Joint Stock Commercial Bank for Foreign working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Joint Stock Commercial Bank for Foreign Trade of Vietnam (2019–2025)

Year-by-year free cash flow to debt coverage for Joint Stock Commercial Bank for Foreign Trade of Vietnam. For the full company profile including market capitalisation, see Joint Stock Commercial Bank for Foreign (VCB) total market value.

Year Flexibility Index Free Cash Flow (VND) Operating CF Total Liabilities YoY Change
2025 0.05x ₫117.69 Trillion ₫116.23 Trillion ₫2217.72 Trillion ▲ +65.5%
2024 0.03x ₫60.60 Trillion ₫59.12 Trillion ₫1889.66 Trillion ▼ -28.6%
2023 0.04x ₫75.21 Trillion ₫74.18 Trillion ₫1674.64 Trillion ▲ +261.2%
2022 -0.03x ₫-46.76 Trillion ₫-47.48 Trillion ₫1678.17 Trillion ▲ +77.0%
2021 -0.12x ₫-158.14 Trillion ₫-159.76 Trillion ₫1305.56 Trillion ▼ -98.8%
2020 -0.06x ₫-75.06 Trillion ₫-78.06 Trillion ₫1232.14 Trillion ▲ +28.7%
2019 -0.09x ₫-97.53 Trillion ₫-98.54 Trillion ₫1141.84 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities