Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB) — Cash Flow-to-Debt Ratio

Latest as of March 2026: 0.02x

Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB) has a Cash Flow-to-Debt Ratio of 0.02x as of March 2026, meaning its operating cash flow of ₫35.40 Trillion could theoretically repay 0% of its total liabilities (₫2316.93 Trillion) in one year. See Joint Stock Commercial Bank for Foreign (VCB) flexibility index to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

0.02x
Operating CF / Total Liabilities

Operating Cash Flow

₫35.40 Trillion
VND

Total Liabilities

₫2316.93 Trillion
VND

Data as of

Mar 2026
Most recent filing

Joint Stock Commercial Bank for Foreign Trade of Vietnam Cash Flow-to-Debt Ratio (2019–2025)

Historical debt coverage capacity for Joint Stock Commercial Bank for Foreign Trade of Vietnam across 7 annual periods. For the full cash flow conversion analysis, see how efficiently does Joint Stock Commercial Bank for Foreign generate cash.

Annual Cash Flow-to-Debt Ratio for Joint Stock Commercial Bank for Foreign Trade of Vietnam (2019–2025)

Year-by-year debt coverage analysis for Joint Stock Commercial Bank for Foreign Trade of Vietnam. Check Joint Stock Commercial Bank for Foreign cash earnings quality to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (VND) Total Liabilities YoY Change
2025 0.05x ₫116.23 Trillion ₫2217.72 Trillion ▲ +67.5%
2024 0.03x ₫59.12 Trillion ₫1889.66 Trillion ▼ -29.4%
2023 0.04x ₫74.18 Trillion ₫1674.64 Trillion ▲ +256.6%
2022 -0.03x ₫-47.48 Trillion ₫1678.17 Trillion ▲ +76.9%
2021 -0.12x ₫-159.76 Trillion ₫1305.56 Trillion ▼ -93.2%
2020 -0.06x ₫-78.06 Trillion ₫1232.14 Trillion ▲ +26.6%
2019 -0.09x ₫-98.54 Trillion ₫1141.84 Trillion
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.