Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB) — Tangible Net Worth Ratio
Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB) has a Tangible Net Worth Ratio of 98.9% as of March 2026. This metric is calculated by deducting intangible assets (₫2.51 Trillion) from net assets (₫234.03 Trillion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Joint Stock Commercial Bank for Foreign (VCB) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Joint Stock Commercial Bank for Foreign Trade of Vietnam Tangible Net Worth Ratio (2019–2025)
This chart shows how Joint Stock Commercial Bank for Foreign Trade of Vietnam's Tangible Net Worth Ratio has changed across 7 annual periods from 2019 to 2025. As of March 2026, the ratio stands at 98.9%, reflecting net assets of ₫234.03 Trillion with intangible assets of ₫2.51 Trillion VND. See VCB days of operational coverage to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for Joint Stock Commercial Bank for Foreign Trade of Vietnam (2019–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Joint Stock Commercial Bank for Foreign Trade of Vietnam from 2019 to 2025, covering 7 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see Joint Stock Commercial Bank for Foreign stock valuation.
| Year | Tangible NW Ratio | Net Assets (VND) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 98.9% | ₫224.56 Trillion | ₫2.54 Trillion | ₫2442.28 Trillion | ▲ +0.2 pp |
| 2024 | 98.7% | ₫196.21 Trillion | ₫2.56 Trillion | ₫2085.87 Trillion | ▲ +0.3 pp |
| 2023 | 98.4% | ₫165.08 Trillion | ₫2.59 Trillion | ₫1839.72 Trillion | ▲ +0.5 pp |
| 2022 | 97.9% | ₫135.65 Trillion | ₫2.82 Trillion | ₫1813.82 Trillion | ▲ +0.7 pp |
| 2021 | 97.2% | ₫109.12 Trillion | ₫3.07 Trillion | ₫1414.67 Trillion | ▲ +0.5 pp |
| 2020 | 96.7% | ₫94.09 Trillion | ₫3.13 Trillion | ₫1326.23 Trillion | ▼ -0.5 pp |
| 2019 | 97.2% | ₫80.88 Trillion | ₫2.26 Trillion | ₫1222.72 Trillion | — |