Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB) — Net Asset Quality Index

Latest as of March 2026: 9.2%

Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB) has a Net Asset Quality Index of 9.2% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of ₫2550.96 Trillion minus total liabilities of ₫2316.93 Trillion yields net assets of ₫234.03 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. See Joint Stock Commercial Bank for Foreign liquidity coverage in days to measure how many days the company can operate on defensive assets alone.

Quality Index

9.2%
Equity / Total Assets

Net Assets

₫234.03 Trillion
VND

Total Assets

₫2550.96 Trillion
VND

Total Liabilities

₫2316.93 Trillion
VND

Joint Stock Commercial Bank for Foreign Trade of Vietnam Net Asset Quality Index Over Time (2019–2025)

This chart shows how Joint Stock Commercial Bank for Foreign Trade of Vietnam's Net Asset Quality Index has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the index stands at 9.2%, representing net assets of ₫234.03 Trillion against total assets of ₫2550.96 Trillion VND. Explore VCB cash flow metrics to assess how effectively this company generates cash.

Annual Net Asset Quality Index for Joint Stock Commercial Bank for Foreign Trade of Vietnam (2019–2025)

The table below presents the year-by-year Net Asset Quality Index for Joint Stock Commercial Bank for Foreign Trade of Vietnam from 2019 to 2025, covering 7 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Joint Stock Commercial Bank for Foreign (VCB) market capitalisation.

Year Quality Index Net Assets (VND) Total Assets Total Liabilities Change (pp)
2025 9.2% ₫224.56 Trillion ₫2442.28 Trillion ₫2217.72 Trillion ▼ -0.2 pp
2024 9.4% ₫196.21 Trillion ₫2085.87 Trillion ₫1889.66 Trillion ▲ +0.4 pp
2023 9.0% ₫165.08 Trillion ₫1839.72 Trillion ₫1674.64 Trillion ▲ +1.5 pp
2022 7.5% ₫135.65 Trillion ₫1813.82 Trillion ₫1678.17 Trillion ▼ -0.2 pp
2021 7.7% ₫109.12 Trillion ₫1414.67 Trillion ₫1305.56 Trillion ▲ +0.6 pp
2020 7.1% ₫94.09 Trillion ₫1326.23 Trillion ₫1232.14 Trillion ▲ +0.5 pp
2019 6.6% ₫80.88 Trillion ₫1222.72 Trillion ₫1141.84 Trillion
pp = percentage points