Commerzbank AG (CBK) — Cash Flow Quality Index
Latest as of December 2025:
-9.13x
Commerzbank AG (CBK) has a Cash Flow Quality Index of -9.13x as of December 2025. Operating cash flow of €-6.73 Billion is below net income of €737.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore CBK cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
-9.13x
Operating CF / Net Income
Operating Cash Flow
€-6.73 Billion
EUR
Net Income
€737.00 Million
EUR
Data as of
Dec 2025
Most recent filing
Commerzbank AG Cash Flow Quality Index (1999–2025)
Historical Cash Flow Quality Index for Commerzbank AG across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Commerzbank AG.
Annual Cash Flow Quality Index for Commerzbank AG (1999–2025)
Year-by-year earnings quality comparison for Commerzbank AG.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 22.36x | €51.77 Billion | €2.32 Billion | ▲ +413.1% |
| 2024 | -7.14x | €-20.32 Billion | €2.85 Billion | ▼ -177.9% |
| 2023 | 9.16x | €20.28 Billion | €2.21 Billion | ▼ -50.7% |
| 2022 | 18.56x | €25.86 Billion | €1.39 Billion | ▲ +127.1% |
| 2021 | -68.53x | €-24.26 Billion | €354.00 Million | ▼ -372.7% |
| 2019 | -14.50x | €-10.79 Billion | €744.00 Million | ▼ -726.5% |
| 2018 | -1.75x | €-1.70 Billion | €968.00 Million | ▼ -102.1% |
| 2017 | 81.72x | €20.43 Billion | €250.00 Million | ▲ +645.0% |
| 2016 | -14.99x | €-5.73 Billion | €382.00 Million | ▼ -219.9% |
| 2015 | 12.51x | €14.72 Billion | €1.18 Billion | ▲ +73.9% |
| 2014 | 7.19x | €2.66 Billion | €370.00 Million | ▲ +114.2% |
| 2013 | -50.55x | €-8.44 Billion | €167.00 Million | ▼ -200.2% |
| 2012 | 50.43x | €5.50 Billion | €109.00 Million | ▲ +354.9% |
| 2011 | -19.79x | €-14.78 Billion | €747.00 Million | ▼ -108.0% |
| 2010 | -9.51x | €-14.17 Billion | €1.49 Billion | ▲ +94.2% |
| 2008 | -164.69x | €-10.21 Billion | €62.00 Million | ▼ -11706.9% |
| 2007 | -1.39x | €-2.67 Billion | €1.92 Billion | ▼ -106.1% |
| 2006 | 22.94x | €36.64 Billion | €1.60 Billion | ▲ +73.9% |
| 2005 | 13.19x | €16.77 Billion | €1.27 Billion | ▲ +20.8% |
| 2004 | 10.92x | €4.29 Billion | €393.00 Million | ▼ -96.1% |
| 2001 | 279.15x | €28.47 Billion | €102.00 Million | ▲ +2742.7% |
| 2000 | 9.82x | €13.18 Billion | €1.34 Billion | ▼ -42.1% |
| 1999 | 16.95x | €15.44 Billion | €911.00 Million | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.