Commerzbank AG (CBK) — Tangible Net Worth Ratio

Latest as of March 2026: 94.2%

Commerzbank AG (CBK) has a Tangible Net Worth Ratio of 94.2% as of March 2026. This metric is calculated by deducting intangible assets (€1.87 Billion) from net assets (€32.16 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See CBK net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Tangible NW Ratio

94.2%
Tangible equity / total equity

Net Assets (Equity)

€32.16 Billion
EUR

Intangible Assets

€1.87 Billion
Goodwill, patents, brand value

Total Assets

€603.30 Billion
EUR

Commerzbank AG Tangible Net Worth Ratio (1999–2025)

This chart shows how Commerzbank AG's Tangible Net Worth Ratio has changed across 27 annual periods from 1999 to 2025. As of March 2026, the ratio stands at 94.2%, reflecting net assets of €32.16 Billion with intangible assets of €1.87 Billion EUR. See CBK defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Annual Tangible Net Worth Ratio for Commerzbank AG (1999–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for Commerzbank AG from 1999 to 2025, covering 27 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see Commerzbank AG (CBK) total market value.

Year Tangible NW Ratio Net Assets (EUR) Intangible Assets Total Assets Change (pp)
2025 94.7% €35.36 Billion €1.86 Billion €603.53 Billion ▼ -0.6 pp
2024 95.3% €35.72 Billion €1.67 Billion €554.65 Billion ▼ -0.5 pp
2023 95.8% €33.01 Billion €1.39 Billion €517.17 Billion ▼ -0.1 pp
2022 95.8% €30.94 Billion €1.29 Billion €477.44 Billion ▲ +0.0 pp
2021 95.8% €29.83 Billion €1.24 Billion €467.41 Billion ▲ +0.7 pp
2020 95.1% €28.88 Billion €1.42 Billion €506.92 Billion ▲ +0.1 pp
2019 95.0% €30.67 Billion €1.53 Billion €463.64 Billion ▲ +0.9 pp
2018 94.1% €29.41 Billion €1.74 Billion €462.37 Billion ▲ +0.1 pp
2017 94.0% €30.04 Billion €1.80 Billion €452.49 Billion ▼ -0.7 pp
2016 94.7% €29.64 Billion €1.56 Billion €480.45 Billion ▼ -0.5 pp
2015 95.2% €30.41 Billion €1.45 Billion €532.64 Billion ▼ -0.1 pp
2014 95.3% €26.96 Billion €1.25 Billion €557.61 Billion ▼ -0.5 pp
2013 95.8% €26.94 Billion €1.13 Billion €549.66 Billion ▼ -0.6 pp
2012 96.4% €27.03 Billion €971.00 Million €635.88 Billion ▲ +0.2 pp
2011 96.2% €24.80 Billion €950.00 Million €661.76 Billion ▲ +7.0 pp
2010 89.2% €28.66 Billion €3.10 Billion €754.30 Billion ▼ -6.5 pp
2009 95.7% €26.58 Billion €1.15 Billion €844.10 Billion ▼ -2.7 pp
2008 98.3% €19.90 Billion €330.00 Million €625.20 Billion ▲ +0.6 pp
2007 97.7% €16.13 Billion €371.00 Million €616.47 Billion ▲ +0.3 pp
2006 97.4% €15.31 Billion €393.00 Million €608.34 Billion ▲ +5.1 pp
2005 92.3% €12.70 Billion €973.00 Million €443.91 Billion ▲ +0.5 pp
2004 91.8% €9.80 Billion €801.00 Million €423.61 Billion ▲ +0.6 pp
2003 91.2% €9.09 Billion €802.00 Million €380.37 Billion ▲ +4.2 pp
2002 86.9% €8.81 Billion €1.15 Billion €420.87 Billion ▼ -13.1 pp
2001 100.0% €13.10 Billion €0.00 €501.31 Billion ▲ +0.0 pp
2000 100.0% €13.76 Billion €0.00 €459.66 Billion ▲ +0.0 pp
1999 100.0% €11.83 Billion €0.00 €372.04 Billion
pp = percentage points