Commerzbank AG (CBK) — Defensive Interval Ratio

Latest as of September 2025: 10 days

Commerzbank AG (CBK) has a Defensive Interval Ratio of 10 days as of September 2025. Defensive assets of €448.00 Million (cash €-, short-term investments €-, receivables €448.00 Million) cover 10 days of daily cash needs of €46.65 Million/day.

Defensive Interval Ratio

10 days
Days of operational coverage

Defensive Assets

€448.00 Million
Cash + ST Investments + Receivables

Daily Cash Need

€46.65 Million
Current Liabilities ÷ 365

Current Liabilities

€17.03 Billion
EUR

Commerzbank AG Defensive Interval Ratio (2012–2024)

This chart shows how Commerzbank AG's Defensive Interval Ratio has evolved across 13 annual periods from 2012 to 2024. As of September 2025, the ratio stands at 10 days, meaning defensive assets of €448.00 Million can fund 10 days of operations without new revenue. For the complete balance sheet picture, see CBK asset base.

Annual Defensive Interval Ratio for Commerzbank AG (2012–2024)

The table below presents the year-by-year Defensive Interval Ratio for Commerzbank AG from 2012 to 2024, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Commerzbank AG working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2024 9 days €10.80 Billion €1.17 Billion/day €- €10.59 Billion ▲ +680 days
2023 -671 days €-36.63 Billion €54.59 Million/day €- €-36.87 Billion ▼ -675 days
2022 4 days €256.00 Million €71.08 Million/day €- €- ▲ +1 days
2021 3 days €269.00 Million €94.54 Million/day €- €- ▼ -129 days
2020 132 days €275.00 Million €2.08 Million/day €- €- ▲ +32 days
2019 100 days €229.00 Million €2.30 Million/day €- €- ▲ +98 days
2018 1 days €220.00 Million €156.44 Million/day €- €- ▲ +0 days
2017 1 days €218.00 Million €164.01 Million/day €- €- ▼ -20938 days
2016 20939 days €41.59 Billion €1.99 Million/day €- €40.50 Billion ▼ -14499 days
2015 35438 days €51.26 Billion €1.45 Million/day €- €50.31 Billion ▼ -126691 days
2014 162129 days €61.30 Billion €378.08K/day €- €60.88 Billion ▲ +43133 days
2013 118996 days €76.29 Billion €641.10K/day €- €75.90 Billion ▲ +117753 days
2012 1244 days €552.00 Million €443.84K/day €- €- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)