Citizens Financial Services Inc. Common Stock (CZFS) — Cash Flow Reinvestment Rate
Citizens Financial Services Inc. Common Stock (CZFS) has a Cash Flow Reinvestment Rate of 0.06x as of March 2026, reinvesting $1.11 Million (capex $125.00K plus investments $-981.00K) from operating cash flow of $18.02 Million. Check CZFS cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Citizens Financial Services Inc. Common Stock Cash Flow Reinvestment Rate (1993–2025)
Historical reinvestment intensity for Citizens Financial Services Inc. Common Stock across 33 annual periods. Explore Citizens Financial Services Inc. Common long-term investment intensity to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Citizens Financial Services Inc. Common Stock (1993–2025)
Year-by-year capital reinvestment analysis for Citizens Financial Services Inc. Common Stock. For live market cap and broader valuation context, see Citizens Financial Services Inc. Common stock valuation.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.19x | $7.12 Million | $36.53 Million | $1.30 Million | ▼ -90.8% |
| 2024 | 2.12x | $70.39 Million | $33.18 Million | $1.31 Million | ▼ -9.3% |
| 2023 | 2.34x | $62.08 Million | $26.54 Million | $2.62 Million | ▼ -78.7% |
| 2022 | 10.97x | $364.69 Million | $33.24 Million | $1.63 Million | ▲ +168.0% |
| 2021 | 4.09x | $158.41 Million | $38.69 Million | $1.10 Million | ▼ -57.6% |
| 2020 | 9.65x | $114.06 Million | $11.82 Million | $942.00K | ▲ +506.5% |
| 2019 | 1.59x | $34.63 Million | $21.77 Million | $483.00K | ▼ -48.9% |
| 2018 | 3.11x | $66.84 Million | $21.49 Million | $500.00K | ▼ -19.9% |
| 2017 | 3.89x | $61.15 Million | $15.74 Million | $208.00K | ▼ -11.0% |
| 2016 | 4.36x | $70.67 Million | $16.19 Million | $587.00K | ▼ -5.9% |
| 2015 | 4.64x | $59.40 Million | $12.81 Million | $776.00K | ▲ +1905.0% |
| 2014 | 0.23x | $3.74 Million | $16.18 Million | $1.31 Million | ▼ -93.3% |
| 2013 | 3.44x | $61.22 Million | $17.82 Million | $328.00K | ▲ +11519.4% |
| 2012 | 0.03x | $438.00K | $14.81 Million | $438.00K | ▼ -32.5% |
| 2011 | 0.04x | $682.00K | $15.56 Million | $682.00K | ▼ -56.5% |
| 2010 | 0.10x | $1.29 Million | $12.82 Million | $1.29 Million | ▼ -36.1% |
| 2009 | 0.16x | $1.57 Million | $9.93 Million | $1.57 Million | ▲ +45.0% |
| 2008 | 0.11x | $1.13 Million | $10.41 Million | $1.13 Million | ▲ +90.0% |
| 2007 | 0.06x | $462.00K | $8.07 Million | $462.00K | ▼ -56.8% |
| 2006 | 0.13x | $930.00K | $7.01 Million | $930.00K | ▼ -20.7% |
| 2005 | 0.17x | $1.31 Million | $7.82 Million | $1.31 Million | ▼ -48.4% |
| 2004 | 0.32x | $2.32 Million | $7.17 Million | $2.32 Million | ▲ +469.8% |
| 2003 | 0.06x | $490.00K | $8.63 Million | $490.00K | ▲ +1.3% |
| 2002 | 0.06x | $473.00K | $8.44 Million | $473.00K | ▼ -90.4% |
| 2001 | 0.59x | $2.09 Million | $3.56 Million | $2.09 Million | ▼ -60.0% |
| 2000 | 1.46x | $5.72 Million | $3.91 Million | $5.72 Million | ▲ +591.0% |
| 1999 | 0.21x | $1.04 Million | $4.89 Million | $1.04 Million | — |
| 1998 | 0.00x | $0.00 | $4.64 Million | $0.00 | — |
| 1997 | 0.00x | $0.00 | $5.84 Million | $0.00 | ▼ -100.0% |
| 1996 | 0.07x | $250.00K | $3.75 Million | $250.00K | — |
| 1995 | 0.00x | $0.00 | $3.67 Million | $0.00 | — |
| 1994 | 0.00x | $0.00 | $3.76 Million | $0.00 | — |
| 1993 | 0.00x | $0.00 | $2.61 Million | $0.00 | — |