Citizens Financial Services Inc. Common Stock (CZFS) — Long-term Investment Intensity

Latest as of June 2026: 4.3%

Citizens Financial Services Inc. Common Stock (CZFS) has a Long-term Investment Intensity of 4.3% as of June 2026. Long-term investments of $136.24 Million represent 4.3% of total assets of $3.19 Billion. A higher ratio indicates a company with significant capital committed to long-duration strategic positions. Check Citizens Financial Services Inc. Common liquid asset ratio to evaluate the company's liquid asset resilience ratio.

LT Investment Intensity

4.3%
LT Investments / Total Assets

Long-term Investments

$136.24 Million
USD

Total Assets

$3.19 Billion
USD

Country

USA
NASDAQ

Citizens Financial Services Inc. Common Stock Long-term Investment Intensity (2013–2025)

This chart shows how Citizens Financial Services Inc. Common Stock's Long-term Investment Intensity has evolved across 13 annual periods from 2013 to 2025. As of June 2026, the intensity stands at 4.3%, reflecting long-term investments of $136.24 Million against total assets of $3.19 Billion USD. For the complete balance sheet picture, see total assets of Citizens Financial Services Inc. Common .

Annual Long-term Investment Intensity for Citizens Financial Services Inc. Common Stock (2013–2025)

The table below presents the year-by-year Long-term Investment Intensity for Citizens Financial Services Inc. Common Stock from 2013 to 2025, covering 13 annual filings. Each row shows total assets, long-term investments, the intensity percentage, and the change in percentage points compared to the prior year. Read CZFS total debt and obligations for a breakdown of total debt and financial obligations.

Year LT Investment Intensity LT Investments (USD) Total Assets Change (pp)
2025 14.6% $446.56 Million $3.06 Billion ▲ +0.4 pp
2024 14.1% $427.66 Million $3.03 Billion ▲ +0.0 pp
2023 14.1% $419.54 Million $2.98 Billion ▼ -4.8 pp
2022 18.9% $441.71 Million $2.33 Billion ▼ -67.0 pp
2021 85.9% $1.84 Billion $2.14 Billion ▼ -3.9 pp
2020 89.8% $1.70 Billion $1.89 Billion ▲ +73.4 pp
2019 16.5% $241.41 Million $1.47 Billion ▼ -0.4 pp
2018 16.9% $241.53 Million $1.43 Billion ▼ -1.8 pp
2017 18.7% $254.78 Million $1.36 Billion ▼ -7.0 pp
2016 25.7% $314.02 Million $1.22 Billion ▼ -33.5 pp
2015 59.2% $688.53 Million $1.16 Billion ▼ 0.0 pp
2014 59.2% $547.79 Million $925.05 Million ▲ +0.9 pp
2013 58.3% $533.79 Million $914.93 Million
pp = percentage points