Citizens Financial Services Inc. Common Stock (CZFS) — Free Cash Flow Generation Index
Citizens Financial Services Inc. Common Stock (CZFS) has a Free Cash Flow Generation Index of 0.99x as of March 2026. Free cash flow of $17.89 Million represents 1% of operating cash flow ($18.02 Million). See Citizens Financial Services Inc. Common working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Citizens Financial Services Inc. Common Stock Free Cash Flow Generation Index (1993–2025)
Historical FCF Generation Index trend for Citizens Financial Services Inc. Common Stock across 33 annual periods. Explore CZFS operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Citizens Financial Services Inc. Common Stock (1993–2025)
Year-by-year Free Cash Flow Generation Index for Citizens Financial Services Inc. Common Stock. For the full company profile including market capitalisation, see Citizens Financial Services Inc. Common market cap and net worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.96x | $35.24 Million | $36.53 Million | $1.30 Million | ▲ +0.4% |
| 2024 | 0.96x | $31.87 Million | $33.18 Million | $1.31 Million | ▲ +6.5% |
| 2023 | 0.90x | $23.92 Million | $26.54 Million | $2.62 Million | ▼ -5.2% |
| 2022 | 0.95x | $31.61 Million | $33.24 Million | $1.63 Million | ▼ -2.1% |
| 2021 | 0.97x | $37.59 Million | $38.69 Million | $1.10 Million | ▲ +5.6% |
| 2020 | 0.92x | $10.88 Million | $11.82 Million | $942.00K | ▼ -5.9% |
| 2019 | 0.98x | $21.28 Million | $21.77 Million | $483.00K | ▲ +0.1% |
| 2018 | 0.98x | $20.99 Million | $21.49 Million | $500.00K | ▼ -1.0% |
| 2017 | 0.99x | $15.53 Million | $15.74 Million | $208.00K | ▲ +2.4% |
| 2016 | 0.96x | $15.61 Million | $16.19 Million | $587.00K | ▲ +2.6% |
| 2015 | 0.94x | $12.04 Million | $12.81 Million | $776.00K | ▲ +2.2% |
| 2014 | 0.92x | $14.87 Million | $16.18 Million | $1.31 Million | ▼ -6.4% |
| 2013 | 0.98x | $17.49 Million | $17.82 Million | $328.00K | ▲ +1.2% |
| 2012 | 0.97x | $14.37 Million | $14.81 Million | $438.00K | ▲ +1.5% |
| 2011 | 0.96x | $14.88 Million | $15.56 Million | $682.00K | ▲ +6.3% |
| 2010 | 0.90x | $11.52 Million | $12.82 Million | $1.29 Million | ▲ +6.8% |
| 2009 | 0.84x | $8.36 Million | $9.93 Million | $1.57 Million | ▼ -5.5% |
| 2008 | 0.89x | $9.27 Million | $10.41 Million | $1.13 Million | ▼ -5.5% |
| 2007 | 0.94x | $7.61 Million | $8.07 Million | $462.00K | ▲ +8.7% |
| 2006 | 0.87x | $6.08 Million | $7.01 Million | $930.00K | ▲ +4.1% |
| 2005 | 0.83x | $6.51 Million | $7.82 Million | $1.31 Million | ▲ +23.1% |
| 2004 | 0.68x | $4.85 Million | $7.17 Million | $2.32 Million | ▼ -28.3% |
| 2003 | 0.94x | $8.14 Million | $8.63 Million | $490.00K | ▼ -0.1% |
| 2002 | 0.94x | $7.97 Million | $8.44 Million | $473.00K | ▲ +127.8% |
| 2001 | 0.41x | $1.48 Million | $3.56 Million | $2.09 Million | ▲ +189.3% |
| 2000 | -0.46x | $-1.81 Million | $3.91 Million | $5.72 Million | ▼ -158.9% |
| 1999 | 0.79x | $3.85 Million | $4.89 Million | $1.04 Million | ▼ -21.2% |
| 1998 | 1.00x | $4.64 Million | $4.64 Million | $0.00 | ▲ +0.0% |
| 1997 | 1.00x | $5.84 Million | $5.84 Million | $0.00 | ▲ +7.2% |
| 1996 | 0.93x | $3.50 Million | $3.75 Million | $250.00K | ▼ -6.7% |
| 1995 | 1.00x | $3.67 Million | $3.67 Million | $0.00 | ▲ +0.0% |
| 1994 | 1.00x | $3.76 Million | $3.76 Million | $0.00 | ▲ +0.0% |
| 1993 | 1.00x | $2.61 Million | $2.61 Million | $0.00 | — |