Citizens Financial Services Inc. Common Stock Free Cash Flow Generation Index

Latest as of March 2026: 0.99x

Citizens Financial Services Inc. Common Stock free cash flow generation index. Citizens Financial Services Inc. Common Stock (CZFS) has a Free Cash Flow Generation Index of 0.99x as of March 2026. Free cash flow of $17.89 Million represents 1% of operating cash flow ($18.02 Million).

FCF Generation Index

0.99x
Free Cash Flow / Operating CF

Free Cash Flow

$17.89 Million
USD

Operating Cash Flow

$18.02 Million
USD

Capital Expenditures

$125.00K
USD

Free Cash Flow Generation Index of Citizens Financial Services Inc. Common Stock (1993–2025)

Free cash flow generation index of Citizens Financial Services Inc. Common Stock from 1993 to 2025. Historical FCF Generation Index trend for Citizens Financial Services Inc. Common Stock across 33 annual periods. See CZFS financial flexibility score to measure the company's free cash flow as a share of total liabilities.

Citizens Financial Services Inc. Common Stock Free Cash Flow Generation Index by Year (1993–2025)

Citizens Financial Services Inc. Common Stock free cash flow generation index by year from 1993 to 2025. Year-by-year Free Cash Flow Generation Index for Citizens Financial Services Inc. Common Stock. For the full cash flow conversion analysis, see Citizens Financial Services Inc. Common operating cash flow efficiency.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.96x $35.24 Million $36.53 Million $1.30 Million ▲ +0.4%
2024 0.96x $31.87 Million $33.18 Million $1.31 Million ▲ +6.5%
2023 0.90x $23.92 Million $26.54 Million $2.62 Million ▼ -5.2%
2022 0.95x $31.61 Million $33.24 Million $1.63 Million ▼ -2.1%
2021 0.97x $37.59 Million $38.69 Million $1.10 Million ▲ +5.6%
2020 0.92x $10.88 Million $11.82 Million $942.00K ▼ -5.9%
2019 0.98x $21.28 Million $21.77 Million $483.00K ▲ +0.1%
2018 0.98x $20.99 Million $21.49 Million $500.00K ▼ -1.0%
2017 0.99x $15.53 Million $15.74 Million $208.00K ▲ +2.4%
2016 0.96x $15.61 Million $16.19 Million $587.00K ▲ +2.6%
2015 0.94x $12.04 Million $12.81 Million $776.00K ▲ +2.2%
2014 0.92x $14.87 Million $16.18 Million $1.31 Million ▼ -6.4%
2013 0.98x $17.49 Million $17.82 Million $328.00K ▲ +1.2%
2012 0.97x $14.37 Million $14.81 Million $438.00K ▲ +1.5%
2011 0.96x $14.88 Million $15.56 Million $682.00K ▲ +6.3%
2010 0.90x $11.52 Million $12.82 Million $1.29 Million ▲ +6.8%
2009 0.84x $8.36 Million $9.93 Million $1.57 Million ▼ -5.5%
2008 0.89x $9.27 Million $10.41 Million $1.13 Million ▼ -5.5%
2007 0.94x $7.61 Million $8.07 Million $462.00K ▲ +8.7%
2006 0.87x $6.08 Million $7.01 Million $930.00K ▲ +4.1%
2005 0.83x $6.51 Million $7.82 Million $1.31 Million ▲ +23.1%
2004 0.68x $4.85 Million $7.17 Million $2.32 Million ▼ -28.3%
2003 0.94x $8.14 Million $8.63 Million $490.00K ▼ -0.1%
2002 0.94x $7.97 Million $8.44 Million $473.00K ▲ +127.8%
2001 0.41x $1.48 Million $3.56 Million $2.09 Million ▲ +189.3%
2000 -0.46x $-1.81 Million $3.91 Million $5.72 Million ▼ -158.9%
1999 0.79x $3.85 Million $4.89 Million $1.04 Million ▼ -21.2%
1998 1.00x $4.64 Million $4.64 Million $0.00 ▲ +0.0%
1997 1.00x $5.84 Million $5.84 Million $0.00 ▲ +7.2%
1996 0.93x $3.50 Million $3.75 Million $250.00K ▼ -6.7%
1995 1.00x $3.67 Million $3.67 Million $0.00 ▲ +0.0%
1994 1.00x $3.76 Million $3.76 Million $0.00 ▲ +0.0%
1993 1.00x $2.61 Million $2.61 Million $0.00 —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).