Citizens Financial Services Inc. Common Stock (CZFS) — Free Cash Flow Generation Index
Citizens Financial Services Inc. Common Stock (CZFS) has a Free Cash Flow Generation Index of 0.99x as of March 2026. Free cash flow of $17.89 Million represents 1% of operating cash flow ($18.02 Million). Explore CZFS capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Citizens Financial Services Inc. Common Stock Free Cash Flow Generation Index (1993–2025)
Historical FCF Generation Index trend for Citizens Financial Services Inc. Common Stock across 33 annual periods. For the full cash flow conversion analysis, see Citizens Financial Services Inc. Common cash conversion from operations.
Annual Free Cash Flow Generation for Citizens Financial Services Inc. Common Stock (1993–2025)
Year-by-year Free Cash Flow Generation Index for Citizens Financial Services Inc. Common Stock. Check CZFS capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.96x | $35.24 Million | $36.53 Million | $1.30 Million | ▲ +0.4% |
| 2024 | 0.96x | $31.87 Million | $33.18 Million | $1.31 Million | ▲ +6.5% |
| 2023 | 0.90x | $23.92 Million | $26.54 Million | $2.62 Million | ▼ -5.2% |
| 2022 | 0.95x | $31.61 Million | $33.24 Million | $1.63 Million | ▼ -2.1% |
| 2021 | 0.97x | $37.59 Million | $38.69 Million | $1.10 Million | ▲ +5.6% |
| 2020 | 0.92x | $10.88 Million | $11.82 Million | $942.00K | ▼ -5.9% |
| 2019 | 0.98x | $21.28 Million | $21.77 Million | $483.00K | ▲ +0.1% |
| 2018 | 0.98x | $20.99 Million | $21.49 Million | $500.00K | ▼ -1.0% |
| 2017 | 0.99x | $15.53 Million | $15.74 Million | $208.00K | ▲ +2.4% |
| 2016 | 0.96x | $15.61 Million | $16.19 Million | $587.00K | ▲ +2.6% |
| 2015 | 0.94x | $12.04 Million | $12.81 Million | $776.00K | ▲ +2.2% |
| 2014 | 0.92x | $14.87 Million | $16.18 Million | $1.31 Million | ▼ -6.4% |
| 2013 | 0.98x | $17.49 Million | $17.82 Million | $328.00K | ▲ +1.2% |
| 2012 | 0.97x | $14.37 Million | $14.81 Million | $438.00K | ▲ +1.5% |
| 2011 | 0.96x | $14.88 Million | $15.56 Million | $682.00K | ▲ +6.3% |
| 2010 | 0.90x | $11.52 Million | $12.82 Million | $1.29 Million | ▲ +6.8% |
| 2009 | 0.84x | $8.36 Million | $9.93 Million | $1.57 Million | ▼ -5.5% |
| 2008 | 0.89x | $9.27 Million | $10.41 Million | $1.13 Million | ▼ -5.5% |
| 2007 | 0.94x | $7.61 Million | $8.07 Million | $462.00K | ▲ +8.7% |
| 2006 | 0.87x | $6.08 Million | $7.01 Million | $930.00K | ▲ +4.1% |
| 2005 | 0.83x | $6.51 Million | $7.82 Million | $1.31 Million | ▲ +23.1% |
| 2004 | 0.68x | $4.85 Million | $7.17 Million | $2.32 Million | ▼ -28.3% |
| 2003 | 0.94x | $8.14 Million | $8.63 Million | $490.00K | ▼ -0.1% |
| 2002 | 0.94x | $7.97 Million | $8.44 Million | $473.00K | ▲ +127.8% |
| 2001 | 0.41x | $1.48 Million | $3.56 Million | $2.09 Million | ▲ +189.3% |
| 2000 | -0.46x | $-1.81 Million | $3.91 Million | $5.72 Million | ▼ -158.9% |
| 1999 | 0.79x | $3.85 Million | $4.89 Million | $1.04 Million | ▼ -21.2% |
| 1998 | 1.00x | $4.64 Million | $4.64 Million | $0.00 | ▲ +0.0% |
| 1997 | 1.00x | $5.84 Million | $5.84 Million | $0.00 | ▲ +7.2% |
| 1996 | 0.93x | $3.50 Million | $3.75 Million | $250.00K | ▼ -6.7% |
| 1995 | 1.00x | $3.67 Million | $3.67 Million | $0.00 | ▲ +0.0% |
| 1994 | 1.00x | $3.76 Million | $3.76 Million | $0.00 | ▲ +0.0% |
| 1993 | 1.00x | $2.61 Million | $2.61 Million | $0.00 | — |