Citizens Financial Services Inc. Common Stock (CZFS) — Strategic Asset Allocation Index

Latest as of March 2026: 28.8%

Citizens Financial Services Inc. Common Stock (CZFS) has a Strategic Asset Allocation Index of 28.8% as of March 2026. Strategic assets (PP&E of $- plus long-term investments of $98.82 Million) total $98.82 Million, measured against net assets of $343.58 Million. A higher index reflects capital-intensive or investment-heavy strategies where strategic assets dominate the equity base. Check financial resilience of Citizens Financial Services Inc. Common to evaluate the company's liquid asset resilience ratio.

SAAI

28.8%
Strategic Assets / Net Assets

Strategic Assets

$98.82 Million
PP&E + LT Investments

PP&E

$-
USD

Net Assets

$343.58 Million
USD

Citizens Financial Services Inc. Common Stock Strategic Asset Allocation Index (2001–2025)

This chart shows how Citizens Financial Services Inc. Common Stock's Strategic Asset Allocation Index has evolved across 25 annual periods from 2001 to 2025. As of March 2026, the index stands at 28.8%, representing strategic assets of $98.82 Million against net assets of $343.58 Million USD. See CZFS free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.

Annual Strategic Asset Allocation Index for Citizens Financial Services Inc. Common Stock (2001–2025)

The table below presents the year-by-year Strategic Asset Allocation Index for Citizens Financial Services Inc. Common Stock from 2001 to 2025, covering 25 annual filings. Each row shows PP&E, long-term investments, strategic assets combined, net assets, the index percentage, and the change in percentage points compared to the prior year. For the full company profile including market capitalisation, see CZFS stock market capitalisation.

Year SAAI Strategic Assets (USD) PP&E LT Investments Net Assets Change (pp)
2025 132.1% $446.56 Million $- $446.56 Million $338.05 Million ▼ -10.6 pp
2024 142.7% $427.66 Million $- $427.66 Million $299.73 Million ▼ -7.3 pp
2023 150.0% $419.54 Million $- $419.54 Million $279.67 Million ▼ -79.5 pp
2022 229.5% $459.33 Million $17.62 Million $441.71 Million $200.15 Million ▼ -645.0 pp
2021 874.5% $1.86 Billion $17.02 Million $1.84 Billion $212.49 Million ▼ -9.0 pp
2020 883.5% $1.72 Billion $16.95 Million $1.70 Billion $194.26 Million ▲ +716.5 pp
2019 167.0% $258.50 Million $17.10 Million $241.41 Million $154.77 Million ▼ -18.1 pp
2018 185.2% $257.80 Million $16.27 Million $241.53 Million $139.23 Million ▼ -25.1 pp
2017 210.3% $271.31 Million $16.52 Million $254.78 Million $129.01 Million ▼ -58.3 pp
2016 268.6% $331.05 Million $17.03 Million $314.02 Million $123.27 Million ▼ -320.8 pp
2015 589.3% $705.79 Million $17.26 Million $688.53 Million $119.76 Million ▲ +32.1 pp
2014 557.2% $560.14 Million $12.36 Million $547.79 Million $100.53 Million ▼ -34.7 pp
2013 591.9% $544.90 Million $11.11 Million $533.79 Million $92.06 Million ▲ +579.0 pp
2012 12.9% $11.52 Million $11.52 Million $- $89.47 Million ▼ -1.5 pp
2011 14.4% $11.70 Million $11.70 Million $- $81.47 Million ▼ -3.8 pp
2010 18.2% $12.50 Million $12.50 Million $- $68.69 Million ▼ -1.7 pp
2009 19.9% $12.23 Million $12.23 Million $- $61.53 Million ▼ -4.3 pp
2008 24.2% $12.76 Million $12.76 Million $- $52.77 Million ▼ -1.7 pp
2007 25.8% $12.54 Million $12.54 Million $- $48.53 Million ▼ -3.8 pp
2006 29.6% $12.89 Million $12.89 Million $- $43.50 Million ▲ +0.0 pp
2005 29.6% $12.30 Million $12.30 Million $- $41.56 Million ▲ +0.6 pp
2004 29.0% $11.83 Million $11.83 Million $- $40.79 Million ▲ +1.4 pp
2003 27.6% $10.64 Million $10.64 Million $- $38.53 Million ▼ -1.7 pp
2002 29.3% $11.24 Million $11.24 Million $- $38.41 Million ▼ -6.0 pp
2001 35.2% $11.77 Million $11.77 Million $- $33.39 Million
pp = percentage points