TWFG, Inc. Class A Common Stock (TWFG) — Cash Flow Reinvestment Rate

Latest as of September 2025: 1.61x

TWFG, Inc. Class A Common Stock (TWFG) has a Cash Flow Reinvestment Rate of 1.61x as of September 2025, reinvesting $24.12 Million (capex $7.08 Million plus investments $-17.04 Million) from operating cash flow of $14.95 Million. Check TWFG, Inc. Class A Common Stock cash earnings quality to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

1.61x
(Capex + Investments) / Operating CF

Total Reinvested

$24.12 Million
Capex + Investments

Operating Cash Flow

$14.95 Million
USD

Capital Expenditures

$7.08 Million
USD

TWFG, Inc. Class A Common Stock Cash Flow Reinvestment Rate (2022–2024)

Historical reinvestment intensity for TWFG, Inc. Class A Common Stock across 3 annual periods. Explore TWFG, Inc. Class A Common Stock (TWFG) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Annual Cash Flow Reinvestment Rate for TWFG, Inc. Class A Common Stock (2022–2024)

Year-by-year capital reinvestment analysis for TWFG, Inc. Class A Common Stock. For live market cap and broader valuation context, see TWFG, Inc. Class A Common Stock market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 0.70x $28.26 Million $40.48 Million $3.20 Million ▼ -30.5%
2023 1.00x $30.30 Million $30.15 Million $15.65 Million ▼ -3.4%
2022 1.04x $26.78 Million $25.75 Million $12.28 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow