TWFG, Inc. Class A Common Stock Financial Flexibility Index

Latest as of June 2026: 0.14x

TWFG, Inc. Class A Common Stock financial flexibility index. TWFG, Inc. Class A Common Stock (TWFG) has a Financial Flexibility Index of 0.14x as of June 2026. Free cash flow of $10.32 Million (operating CF $9.82 Million minus capex $505.00K) represents 0% of total liabilities ($71.33 Million). Explore capital reinvestment ratio of TWFG, Inc. Class A Common Stock to see what proportion of operating cash flow is directed to capital expenditures.

Financial Flexibility Index

0.14x
Free Cash Flow / Total Liabilities

Free Cash Flow

$10.32 Million
Operating CF − Capex

Total Liabilities

$71.33 Million
USD

Capital Expenditures

$505.00K
USD

Financial Flexibility Index of TWFG, Inc. Class A Common Stock (2022–2025)

Financial flexibility index of TWFG, Inc. Class A Common Stock from 2022 to 2025. Historical Financial Flexibility Index trend for TWFG, Inc. Class A Common Stock across 4 annual periods. Check total reinvestment intensity of TWFG, Inc. Class A Common Stock to assess the company's total reinvestment commitment from operating cash flow.

TWFG, Inc. Class A Common Stock Financial Flexibility Index by Year (2022–2025)

TWFG, Inc. Class A Common Stock financial flexibility index by year from 2022 to 2025. Year-by-year free cash flow to debt coverage for TWFG, Inc. Class A Common Stock. For the full cash flow conversion analysis, see TWFG, Inc. Class A Common Stock operating cash flow efficiency.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.97x $53.86 Million $53.50 Million $55.59 Million ▲ +6.8%
2024 0.91x $43.68 Million $40.48 Million $48.14 Million ▲ +67.2%
2023 0.54x $45.80 Million $30.15 Million $84.39 Million ▼ -19.6%
2022 0.67x $38.03 Million $25.75 Million $56.37 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities