TWFG, Inc. Class A Common Stock (TWFG) — Financial Flexibility Index
TWFG, Inc. Class A Common Stock (TWFG) has a Financial Flexibility Index of 0.41x as of September 2025. Free cash flow of $22.04 Million (operating CF $14.95 Million minus capex $7.08 Million) represents 0% of total liabilities ($53.43 Million). Check TWFG, Inc. Class A Common Stock (TWFG) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
TWFG, Inc. Class A Common Stock Financial Flexibility Index (2022–2024)
Historical Financial Flexibility Index trend for TWFG, Inc. Class A Common Stock across 3 annual periods. For the full cash flow conversion analysis, see TWFG, Inc. Class A Common Stock (TWFG) cash conversion ratio.
Annual Financial Flexibility Index for TWFG, Inc. Class A Common Stock (2022–2024)
Year-by-year free cash flow to debt coverage for TWFG, Inc. Class A Common Stock. Explore cash flow to debt ratio of TWFG, Inc. Class A Common Stock to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.91x | $43.68 Million | $40.48 Million | $48.14 Million | ▲ +67.2% |
| 2023 | 0.54x | $45.80 Million | $30.15 Million | $84.39 Million | ▼ -19.6% |
| 2022 | 0.67x | $38.03 Million | $25.75 Million | $56.37 Million | — |