TWFG, Inc. Class A Common Stock (TWFG) — Financial Flexibility Index

Latest as of September 2025: 0.41x

TWFG, Inc. Class A Common Stock (TWFG) has a Financial Flexibility Index of 0.41x as of September 2025. Free cash flow of $22.04 Million (operating CF $14.95 Million minus capex $7.08 Million) represents 0% of total liabilities ($53.43 Million). Also explore TWFG, Inc. Class A Common Stock net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.41x
Free Cash Flow / Total Liabilities

Free Cash Flow

$22.04 Million
Operating CF − Capex

Total Liabilities

$53.43 Million
USD

Capital Expenditures

$7.08 Million
USD

TWFG, Inc. Class A Common Stock Financial Flexibility Index (2022–2024)

Historical Financial Flexibility Index trend for TWFG, Inc. Class A Common Stock across 3 annual periods. See how leveraged is TWFG, Inc. Class A Common Stock's balance sheet to measure how much of total assets are equity-financed.

Annual Financial Flexibility Index for TWFG, Inc. Class A Common Stock (2022–2024)

Year-by-year free cash flow to debt coverage for TWFG, Inc. Class A Common Stock. For the full company profile including market capitalisation, see TWFG, Inc. Class A Common Stock market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.91x $43.68 Million $40.48 Million $48.14 Million ▲ +67.2%
2023 0.54x $45.80 Million $30.15 Million $84.39 Million ▼ -19.6%
2022 0.67x $38.03 Million $25.75 Million $56.37 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities