TWFG, Inc. Class A Common Stock (TWFG) — Cash Flow-to-Debt Ratio

Latest as of September 2025: 0.28x

TWFG, Inc. Class A Common Stock (TWFG) has a Cash Flow-to-Debt Ratio of 0.28x as of September 2025, meaning its operating cash flow of $14.95 Million could theoretically repay 0% of its total liabilities ($53.43 Million) in one year. See TWFG, Inc. Class A Common Stock (TWFG) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

0.28x
Operating CF / Total Liabilities

Operating Cash Flow

$14.95 Million
USD

Total Liabilities

$53.43 Million
USD

Data as of

Sep 2025
Most recent filing

TWFG, Inc. Class A Common Stock Cash Flow-to-Debt Ratio (2022–2024)

Historical debt coverage capacity for TWFG, Inc. Class A Common Stock across 3 annual periods. Also explore how fast is TWFG, Inc. Class A Common Stock growing its equity to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for TWFG, Inc. Class A Common Stock (2022–2024)

Year-by-year debt coverage analysis for TWFG, Inc. Class A Common Stock. For market capitalisation and broader financial context, see TWFG, Inc. Class A Common Stock market capitalisation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2024 0.84x $40.48 Million $48.14 Million ▲ +135.3%
2023 0.36x $30.15 Million $84.39 Million ▼ -21.8%
2022 0.46x $25.75 Million $56.37 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.