TWFG, Inc. Class A Common Stock Net Assets
TWFG, Inc. Class A Common Stock net assets. Based on the latest financial reports, TWFG, Inc. Class A Common Stock (TWFG) has net assets worth $287.03 Million USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($358.35 Million) and total liabilities ($71.33 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore how fast is TWFG, Inc. Class A Common Stock growing its equity to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $287.03 Million |
| % of Total Assets | 80.1% |
| Annual Growth Rate | 76.03% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 379.08 |
Net Assets of TWFG, Inc. Class A Common Stock (2022–2025)
Net assets of TWFG, Inc. Class A Common Stock from 2022 to 2025. This chart illustrates how TWFG, Inc. Class A Common Stock's net assets have evolved over time, based on quarterly financial data. See TWFG net asset quality score to measure how much of total assets are equity-financed.
Annual Net Assets for TWFG, Inc. Class A Common Stock (2022–2025)
The table below shows the annual net assets of TWFG, Inc. Class A Common Stock from 2022 to 2025. For live market cap and overall valuation, see how much is TWFG, Inc. Class A Common Stock worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $315.32 Million | +14.54% |
| 2024-12-31 | $275.29 Million | +786.56% |
| 2023-12-31 | $31.05 Million | -46.27% |
| 2022-12-31 | $57.79 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to TWFG, Inc. Class A Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 28.7% over the analyzed period, potentially due to dividend distributions or operating losses.
TWFG, Inc. Class A Common Stock Net Assets Breakdown (December 2025)
TWFG, Inc. Class A Common Stock net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $22.96 Million | 27.63% |
| Common Stock | $150.00K | 0.18% |
| Other Comprehensive Income | $30.00K | 0.04% |
| Other Components | $59.95 Million | 72.15% |
| Total Equity | $83.09 Million | 100.00% |
TWFG, Inc. Class A Common Stock Competitors by Market Cap
The table below lists competitors of TWFG, Inc. Class A Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Shih Her Technologies
TWO:3551
|
$328.71 Million |
|
Hefei Kewell Power System Co Ltd
SHG:688551
|
$328.71 Million |
|
Jtekt India Limited
NSE:JTEKTINDIA
|
$328.94 Million |
|
ARTS Group Co Ltd
SHG:603017
|
$328.98 Million |
|
Shanghai Ace Invest&Dvlp Co
SHG:603329
|
$328.58 Million |
|
Tianjin Ruixin Technology Co Ltd
SHE:300828
|
$328.52 Million |
|
MCNEX Co. Ltd
KQ:097520
|
$328.51 Million |
|
Feedback Technology
TWO:8091
|
$328.50 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in TWFG, Inc. Class A Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 73,884,000 to 83,091,000, a change of 9,207,000 (12.5%).
- Net income of 7,963,000 contributed positively to equity growth.
- Dividend payments of 15,862,000 reduced retained earnings.
- Other comprehensive income decreased equity by 53,000.
- Other factors increased equity by 17,159,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $7.96 Million | +9.58% |
| Dividends Paid | $15.86 Million | -19.09% |
| Other Comprehensive Income | $-53.00K | -0.06% |
| Other Changes | $17.16 Million | +20.65% |
| Total Change | $- | 12.46% |
Book Value vs Market Value Analysis
This analysis compares TWFG, Inc. Class A Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 18.26x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 294.74x to 18.26x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-12-31 | $0.09 | $26.96 | x |
| 2023-12-31 | $2.36 | $26.96 | x |
| 2024-12-31 | $4.93 | $26.96 | x |
| 2025-12-31 | $1.48 | $26.96 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently TWFG, Inc. Class A Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.58%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 3.40%
- • Asset Turnover: 0.63x
- • Equity Multiplier: 4.46x
- Recent ROE (9.58%) is below the historical average (15.57%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 35.67% | 13.95% | 1.29x | 1.98x | $14.84 Million |
| 2023 | 13.31% | 2.47% | 1.45x | 3.72x | $1.03 Million |
| 2024 | 3.72% | 1.42% | 0.60x | 4.38x | $-4.64 Million |
| 2025 | 9.58% | 3.40% | 0.63x | 4.46x | $-346.10K |
Industry Comparison
This section compares TWFG, Inc. Class A Common Stock's net assets metrics with peer companies in the Insurance Brokers industry.
Industry Context
- Industry: Insurance Brokers
- Average net assets among peers: $1,756,485,314
- Average return on equity (ROE) among peers: -7.62%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| TWFG, Inc. Class A Common Stock (TWFG) | $287.03 Million | 35.67% | 0.25x | $328.71 Million |
| Fanhua Inc. (AIFU) | $3.43 Billion | 6.12% | 0.17x | $58.07 Million |
| Arthur J Gallagher & Co (AJG) | $6.23 Billion | 13.14% | 2.58x | $59.65 Billion |
| Aon PLC (AON) | $5.22 Billion | 13.80% | 3.66x | $68.23 Billion |
| Accelerant Holdings (ARX) | $726.40 Million | -186.41% | 10.38x | $2.31 Billion |
| Brown & Brown Inc (BRO) | $1.64 Billion | 9.98% | 0.59x | $23.34 Billion |
| The Baldwin Insurance Group, Inc. (BWIN) | $-96.25 Million | 0.00% | 0.00x | $3.12 Billion |
| Crawford & Company (CRD-A) | $165.50 Million | 22.60% | 0.77x | $363.20 Million |
| Crawford & Company (CRD-B) | $207.53 Million | 24.56% | 2.81x | $223.38 Million |
| CorVel Corp (CRVL) | $96.30 Million | 20.02% | 0.47x | $3.17 Billion |
| eHealth Inc (EHTH) | $-62.86 Million | 0.00% | 0.00x | $15.76 Million |
About TWFG, Inc. Class A Common Stock
TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. The company offers auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers' compensation, business owner policy, and professional liability insurance products,… Read more