TWFG, Inc. Class A Common Stock (TWFG) — Free Cash Flow Generation Index

Latest as of September 2025: 0.53x

TWFG, Inc. Class A Common Stock (TWFG) has a Free Cash Flow Generation Index of 0.53x as of September 2025. Free cash flow of $7.87 Million represents 1% of operating cash flow ($14.95 Million). Explore TWFG capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.53x
Free Cash Flow / Operating CF

Free Cash Flow

$7.87 Million
USD

Operating Cash Flow

$14.95 Million
USD

Capital Expenditures

$7.08 Million
USD

TWFG, Inc. Class A Common Stock Free Cash Flow Generation Index (2022–2024)

Historical FCF Generation Index trend for TWFG, Inc. Class A Common Stock across 3 annual periods. For the full cash flow conversion analysis, see cash flow conversion of TWFG, Inc. Class A Common Stock.

Annual Free Cash Flow Generation for TWFG, Inc. Class A Common Stock (2022–2024)

Year-by-year Free Cash Flow Generation Index for TWFG, Inc. Class A Common Stock. Check TWFG, Inc. Class A Common Stock cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.92x $37.28 Million $40.48 Million $3.20 Million ▲ +91.4%
2023 0.48x $14.51 Million $30.15 Million $15.65 Million ▼ -8.1%
2022 0.52x $13.48 Million $25.75 Million $12.28 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).